RjT

I hate truck drivers!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!. Who reverses a friggin truck into a Rx8 and punctures the bonnet and then just leaves and doesnt leave any contact details!

Will post pics later, not a happy frackin camper! 1 month and i get this sh*t happening.

Domza

Im a part time truck driver, and ive never done that to any one, but then again, ive never done that at all.. Touch wood.

how bad is it? insurance?

DMRH

Bummer on the bad luck mate.

DAZ-13B copped that on his Cosmo some years back. Thankfully it was witnessed by some work mates at Mazda & the truckie had little option but to fess up & give his details.

Copped it in the rear, just aswell insurance fixed it.

$880 for a Cosmo boot lid is scarey........

Frynge

So sad, but so true...I wish people remembered what respect meant...

auzoom

Mate that sucks big ones. I would be asking around local businesses asking who had a delivery around that time.

Cromax

And if they don't give you the information, you can always use more persuasive tactics!

Phantom Menace

Dude, that's not rude. Rude is not saying "bless you" when someone sneezes. Rude is not holding the elevator for someone. Rude is burping without saying "excuse me."

What happened to you...that was property rape. I feel for you.

Cromax

Hmm, I like the way you said that!

EZZY

tough luck!
make an insurance claim and good luck.

do we have any insurance ppl on here to give half decent advices?

Cromax

I'm sure he knows that because there's no witnesses he's stuck between a rock and a hard place. As an "insurance person" I can't give advice, I'm only able to give you facts ... so, if you want your car fixed you either have to make a claim on your own insurance (providing you have full comp) or pay to fix it yourself - whichever works out more economical for you.

For future note, the only people who can give advice on insurance matters are Financial Advisers.

auzoom

I would have guessed that your response is about the purchase of Insurance. In response to Ezzy's question, I think we need a legal person in the insurance industry.

And what more persuasive tactics are you talking about? hopefully not the kind that would make you as bad as the person who hit RjT's car and left without a note?

RjT

Hey guys and girls, yeah thanks for the compassion. yeah property rape sounds about right , House in front of the car had lounges delivered and my car was right beside thier driveway so this guy must have missed judge. At the time I had no witness but one of my work mates actually left around 11o'clock and when driving off he saw a truck run into a car (said car being mine he just didnt know it).

Insurance company still says im at fault at moment until they talk to the witness and the company involved (im guessing because I had no witness originally when making the claim)

Work will cover my excess but it makes me one step closer to losing my rating one plus the inconvience factor and pure bullshit factor of getting my lovely new car fixed.

Pics attached

RjT

Yeah lower part is cracked and fog light has been broken off and panel to go with it. Yeah I paid the extra so I can claim atleast once a year so luckily if it does come down to me paying it Ive still got it, but another 11 months to go.

RjT

God damn!!!! your over 25 now im guessing? Nah its through AAMI, justcars wouldnt even insure me said something about not supporting that type of car??? only have a $400 excess with AAMI(finally over 25 this year haha) and the covers not too bad atleast 1/4 cheaper than RACQ who I had been with for over 7 years couldnt beleive it.

Cromax

I pay $680 and have a $400 excess and I'm 24!!!

It's the most thorough policy I've ever seen! It gives me a choice of insurer and it allows me to regulate stuff, like parts & panels (I can stipulate that they HAVE to be new if I make a claim, no mainstream policy will do that, not even shannon's) etc ... and I even get contents insurance in the case that stuff gets stolen from my car! I hope I never use it, but pretty good eh?

God I hope my situation doesn't change though ... it's a sweet deal!

RjT

Nice mines 1500 cause ive had an accident and lost my license lol stoopid me !

Cody Red

curse of the silver..or wait, that's a ti. sorry to see that.

-Cody

gyzmoo

I'm with just cars, paying around 2500 a year. Im 22, no claims

Revolver

That's strange, given the way justcars markets itself. Perhaps your accident and licence record had more to do with their refusal?

As for 'fault', I'd have a go at them about that if I were you. If the car was parked legally at the relevant time, they'd have a very hard job of proving fault.

Insurers specialise in pushing around younger customers. They believe that if they say 'no' often enough, many will just cop it on the chin. You'll obviously have to pay your excess (if you can't find this creep in the truck) but it shouldn't be recorded as an at fault accident on your insurance record.

BTW, since we're talking insurance, I'm happy to again rubbish NRMA - a company that is the absolute worst in the insurance game IMHO. Run a mile before insuring with them is my advice.

EZZY

thats because you are an "insurance person". thats all there is too it.
i used to get a "special discount/condition", when one of my neighbours works for an insurance company....

takahashi

"mates rate" right?