Notices
Australia/New Zealand Forum They come from The Land Down Under.

Insurance Companies

Thread Tools
 
Search this Thread
 
Rate Thread
 
Old 02-11-2007 | 10:58 PM
  #27  
EZZY's Avatar
cry me a river...
 
Joined: Dec 2003
Posts: 4,475
Likes: 0
From: Syd / Melb
Originally Posted by auzoom
Since when you had a civic? and who is the new company?
had the EK civic since late 1999 and got written off during easter last year. so bought a new civic vti in april '06 from Paulie (aka. nojooc when he was working at a honda dealership in sydney). the civic is with Affinity at the moment.
Old 02-11-2007 | 11:38 PM
  #28  
auzoom's Avatar
Thread Starter
Hmmmmmm.........
 
Joined: Mar 2005
Posts: 3,564
Likes: 6
From: Melbourne, Australia
I cannot give you business advice either ... don't presume anything, we spend most of our time speaking in code.
Come work in IT for 12 years, then you will understand people talking in code.

Fast turnover is more talking about paperwork ... the stalling process that happens in between making your claim and your vehicle actually being repaired. The vehicle will take the same time to repair at the shop.
You live in a dream world if you think all repairs are equal and a speed/quality compromise isnt an incentive to the repairer. They get paid their quoted amount for doing the job they say they will, if they can find a way to do it cheaper they will.

Oh ... and with repair quotes: I hope you understand what insurance companies do with repair quotes ... and how they define "choice of repairer"? ... unless it's expressly stated that the choice of repairer is concreted and set, and you can override their choice of repairer with your own, it's just waffle added to the paperwork to get you to take out the policy.
Cant say as I know exactly what happens to a quote once given to an insurer, but if a repairer tries to make a claim higher than their quote they get questioned, so I am guessing it gets filled wil the rest of the paperwork. And yes I am aware of the terminology behind "Choice of repairer". I have my choice and they have theirs. I am also aware that legality has intent and that the intent is to give me a choice which they can only override as they mention in another point if they think that repairer is uncompetitive or their work will be of sub standard quality.

Do they mention things like "new genuine parts", or at least "genuine parts" on the policy? Very few insurers do this ... and what is their warranty on repairs like if they don't?
If you read the points I quoted you would see the point "· We will authorise only the use of manufacturers’ original or approved parts or parts that comply with Australian Standards. These will be either new or consistent with the age of the car. If it is necessary to use any other parts, we will only use them with your agreement."

.. besides, I'm not talking sales or any of that guff and you're completely incorrect in even mentioning that ... as I have not once mentioned the company that I work for for the sake of this thread for a very good reason. A person could take offence to an accusation such as that!
The only person who would take offence to that is the person who missed the tongue in cheek "" that finished that statement off. I also am aware of who you work for from previous conversations.

I'll leave it at that for the moment !

Cheers

Andrew
Old 02-12-2007 | 12:43 AM
  #29  
Cromax's Avatar
Buzz Buzz Buzz
 
Joined: Mar 2005
Posts: 1,931
Likes: 0
From: Melbourne, Victoria
Originally Posted by auzoom
The only person who would take offence to that is the person who missed the tongue in cheek "" that finished that statement off. I also am aware of who you work for from previous conversations.
Are you saying that I took offence? Please note for in future, I say exactly what I mean.
Old 02-12-2007 | 12:54 AM
  #30  
RIX 8's Avatar
Red goes faster
 
Joined: Aug 2005
Posts: 167
Likes: 0
From: Melbourne, Australia
Originally Posted by MissyK
i have 1 thing to say

insurances - they are all the sameeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeee blahhhh
Misssssssssssy thats not very nice
Old 02-12-2007 | 01:03 AM
  #31  
RIX 8's Avatar
Red goes faster
 
Joined: Aug 2005
Posts: 167
Likes: 0
From: Melbourne, Australia
Originally Posted by Cromax
I cannot give you business advice either ... don't presume anything, we spend most of our time speaking in code.

Fast turnover is more talking about paperwork ... the stalling process that happens in between making your claim and your vehicle actually being repaired. The vehicle will take the same time to repair at the shop.

Oh ... and with repair quotes: I hope you understand what insurance companies do with repair quotes ... and how they define "choice of repairer"? ... unless it's expressley stated that the choice of repairer is concreted and set, and you can override their choice of repairer with your own, it's just waffle added to the paperwork to get you to take out the policy.

Do they mention things like "new genuine parts", or at least "genuine parts" on the policy? Very few insurers do this ... and what is their warranty on repairs like if they don't?
1. Fast Turnover - how long the assessor takes to assess the quote, s/be within 48 hours tops.
2. Repair quotes - this is a big grey area.
3. Genuine Parts - this is the biggest grey area. Repairing with genuine parts s/be genuine OEM, nothing else. RACV - refer page 62 to 64 of their PDS states if they can get cheaper parts, you may have to pay the difference. Say what !!!
###k off
Anyway the short answer is do your research.
Old 02-12-2007 | 02:56 AM
  #32  
Cromax's Avatar
Buzz Buzz Buzz
 
Joined: Mar 2005
Posts: 1,931
Likes: 0
From: Melbourne, Victoria
Originally Posted by Rix Red8
Misssssssssssy thats not very nice
But Rick, you know it's true!
Old 02-12-2007 | 04:31 PM
  #34  
auzoom's Avatar
Thread Starter
Hmmmmmm.........
 
Joined: Mar 2005
Posts: 3,564
Likes: 6
From: Melbourne, Australia
Hey Eric, what are the new Civics like? If I was looking for a small car, I have to say that the Civics are looking nicer each model that comes out.
Old 02-12-2007 | 07:00 PM
  #35  
EZZY's Avatar
cry me a river...
 
Joined: Dec 2003
Posts: 4,475
Likes: 0
From: Syd / Melb
the new civic are really nice, excpet for the werid looking rear liight combo. it drives alor better than the EK version (i had the S2 version). the interior is quite nice.

the main reason i went for another civic is because i liked the old one and hondas has above average build quality/realibility amongst the jap brands. the other reason is because i had the "connections" with the honda salesman and it was the newest decent small car on the market.
the worst part was i had to wait for 6 weeks for the delivery because of the blueish silver colour.
didnt bother with the Vti-L and Sports version and i went for the auto version, so everyone one can have a go at it.... .
Old 02-12-2007 | 11:30 PM
  #36  
auzoom's Avatar
Thread Starter
Hmmmmmm.........
 
Joined: Mar 2005
Posts: 3,564
Likes: 6
From: Melbourne, Australia
Are they as economical as you hear? or is it like the CX-7 where the economy figures are for when you drive on a 500km long straight road with no traffic !
Old 02-13-2007 | 12:02 AM
  #37  
Revolver's Avatar
Shootin' from the hip
 
Joined: Apr 2005
Posts: 7,584
Likes: 0
From: Sydney, Australia
Originally Posted by auzoom
Are they as economical as you hear? or is it like the CX-7 where the economy figures are for when you drive on a 500km long straight road with no traffic !
Yes, I recall reading in Wheels COTY writeup on the CX-7 that the figures were getting into the 16's for fuel economy.

What are you getting atm Andrew?

One of the reasons we got the 6 was because it would be much cheaper to run. I keep eyeing the CX-7's in our area wistfully and wondering if we made the right decision (i.e. heart starting to overrule head) but if fuel economy really is that savage maybe we did the right thing for what we use a family car for.

What're your views now that you've owned it for a while?

Sorry for the OT diversion here kids.
Old 02-13-2007 | 12:30 AM
  #38  
auzoom's Avatar
Thread Starter
Hmmmmmm.........
 
Joined: Mar 2005
Posts: 3,564
Likes: 6
From: Melbourne, Australia
No probs with OT its my thread and we can go OT if we like

CX-7 has now done 4900kms and for the first 4000k's it was doing 16.7ltr/100km. Now approaching 5000k's its showing 16.1 (The CX-7 has an onboard display that shows current l/100k and average). So I am hoping that its just a PCM type issue where it runs richer in the first X kms. But then again, you have an Engine that is pushing an MPS3 and 6 at reasonable economy rates and then they bunged a 500 KG heavier body on it so maybe not

Cheers

Andrew
Old 02-13-2007 | 12:33 AM
  #39  
EZZY's Avatar
cry me a river...
 
Joined: Dec 2003
Posts: 4,475
Likes: 0
From: Syd / Melb
Originally Posted by auzoom
Are they as economical as you hear? or is it like the CX-7 where the economy figures are for when you drive on a 500km long straight road with no traffic !
they are quite economical in most cases..... having the air cond on with 4 ppl in the car is a different story
Old 02-13-2007 | 01:09 AM
  #40  
Revolver's Avatar
Shootin' from the hip
 
Joined: Apr 2005
Posts: 7,584
Likes: 0
From: Sydney, Australia
Originally Posted by auzoom
CX-7 has now done 4900kms and for the first 4000k's it was doing 16.7ltr/100km. Now approaching 5000k's its showing 16.1 (The CX-7 has an onboard display that shows current l/100k and average). So I am hoping that its just a PCM type issue where it runs richer in the first X kms.
I suppose you've got to pay for the performance but that still seems a bit much to me. Let me know if you ever get it down into the 14's.
Old 02-13-2007 | 03:59 AM
  #41  
RIX 8's Avatar
Red goes faster
 
Joined: Aug 2005
Posts: 167
Likes: 0
From: Melbourne, Australia
Originally Posted by MissyK
u know i love u tho
Thank you MissyK you are such a sweetie
Old 02-13-2007 | 09:21 AM
  #42  
JAT1's Avatar
No conviction recorded
 
Joined: Jan 2007
Posts: 158
Likes: 0
From: Melbourne
Originally Posted by Rix Red8
Thank you MissyK you are such a sweetie
ok so i think you two need to get a room?

Insurance...what a pain in the ****. Your best bet these days is to employ a broker so you get the best insurance at the best price, you will be suprised at what you can get.

Cromax, someone has to keep the world honest, so you get the job
Old 02-13-2007 | 06:18 PM
  #43  
EZZY's Avatar
cry me a river...
 
Joined: Dec 2003
Posts: 4,475
Likes: 0
From: Syd / Melb
there are always bad apples in the basket.... i have dealt with some rude/crap/dodgy insurance ppl.... most of them are quite good/helpful.... just like car salesmen, real estate agents etc.
Old 02-15-2007 | 02:04 AM
  #44  
Cromax's Avatar
Buzz Buzz Buzz
 
Joined: Mar 2005
Posts: 1,931
Likes: 0
From: Melbourne, Victoria
Originally Posted by JAT1
Cromax, someone has to keep the world honest, so you get the job
Why does someone have to keep the world honest?
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
1webbdan
RX-8 Discussion
8
10-31-2015 08:57 AM
OnebaddRx8
RX-8 Parts For Sale/Wanted
5
10-17-2015 11:05 PM
He||hammer
RX-8 Parts For Sale/Wanted
0
09-29-2015 10:40 PM



You have already rated this thread Rating: Thread Rating: 0 votes,  average.

Quick Reply: Insurance Companies



All times are GMT -5. The time now is 11:15 AM.