Insurance Companies
#27
Originally Posted by auzoom
Since when you had a civic? and who is the new company?
#28
I cannot give you business advice either ... don't presume anything, we spend most of our time speaking in code.
Fast turnover is more talking about paperwork ... the stalling process that happens in between making your claim and your vehicle actually being repaired. The vehicle will take the same time to repair at the shop.
Oh ... and with repair quotes: I hope you understand what insurance companies do with repair quotes ... and how they define "choice of repairer"? ... unless it's expressly stated that the choice of repairer is concreted and set, and you can override their choice of repairer with your own, it's just waffle added to the paperwork to get you to take out the policy.
Do they mention things like "new genuine parts", or at least "genuine parts" on the policy? Very few insurers do this ... and what is their warranty on repairs like if they don't?
.. besides, I'm not talking sales or any of that guff and you're completely incorrect in even mentioning that ... as I have not once mentioned the company that I work for for the sake of this thread for a very good reason. A person could take offence to an accusation such as that!
I'll leave it at that for the moment !
Cheers
Andrew
#29
Originally Posted by auzoom
The only person who would take offence to that is the person who missed the tongue in cheek "" that finished that statement off. I also am aware of who you work for from previous conversations.
#31
Originally Posted by Cromax
I cannot give you business advice either ... don't presume anything, we spend most of our time speaking in code.
Fast turnover is more talking about paperwork ... the stalling process that happens in between making your claim and your vehicle actually being repaired. The vehicle will take the same time to repair at the shop.
Oh ... and with repair quotes: I hope you understand what insurance companies do with repair quotes ... and how they define "choice of repairer"? ... unless it's expressley stated that the choice of repairer is concreted and set, and you can override their choice of repairer with your own, it's just waffle added to the paperwork to get you to take out the policy.
Do they mention things like "new genuine parts", or at least "genuine parts" on the policy? Very few insurers do this ... and what is their warranty on repairs like if they don't?
Fast turnover is more talking about paperwork ... the stalling process that happens in between making your claim and your vehicle actually being repaired. The vehicle will take the same time to repair at the shop.
Oh ... and with repair quotes: I hope you understand what insurance companies do with repair quotes ... and how they define "choice of repairer"? ... unless it's expressley stated that the choice of repairer is concreted and set, and you can override their choice of repairer with your own, it's just waffle added to the paperwork to get you to take out the policy.
Do they mention things like "new genuine parts", or at least "genuine parts" on the policy? Very few insurers do this ... and what is their warranty on repairs like if they don't?
2. Repair quotes - this is a big grey area.
3. Genuine Parts - this is the biggest grey area. Repairing with genuine parts s/be genuine OEM, nothing else. RACV - refer page 62 to 64 of their PDS states if they can get cheaper parts, you may have to pay the difference. Say what !!!
###k off
Anyway the short answer is do your research.
#35
the new civic are really nice, excpet for the werid looking rear liight combo. it drives alor better than the EK version (i had the S2 version). the interior is quite nice.
the main reason i went for another civic is because i liked the old one and hondas has above average build quality/realibility amongst the jap brands. the other reason is because i had the "connections" with the honda salesman and it was the newest decent small car on the market.
the worst part was i had to wait for 6 weeks for the delivery because of the blueish silver colour.
didnt bother with the Vti-L and Sports version and i went for the auto version, so everyone one can have a go at it.... .
the main reason i went for another civic is because i liked the old one and hondas has above average build quality/realibility amongst the jap brands. the other reason is because i had the "connections" with the honda salesman and it was the newest decent small car on the market.
the worst part was i had to wait for 6 weeks for the delivery because of the blueish silver colour.
didnt bother with the Vti-L and Sports version and i went for the auto version, so everyone one can have a go at it.... .
#37
Originally Posted by auzoom
Are they as economical as you hear? or is it like the CX-7 where the economy figures are for when you drive on a 500km long straight road with no traffic !
What are you getting atm Andrew?
One of the reasons we got the 6 was because it would be much cheaper to run. I keep eyeing the CX-7's in our area wistfully and wondering if we made the right decision (i.e. heart starting to overrule head) but if fuel economy really is that savage maybe we did the right thing for what we use a family car for.
What're your views now that you've owned it for a while?
Sorry for the OT diversion here kids.
#38
No probs with OT its my thread and we can go OT if we like
CX-7 has now done 4900kms and for the first 4000k's it was doing 16.7ltr/100km. Now approaching 5000k's its showing 16.1 (The CX-7 has an onboard display that shows current l/100k and average). So I am hoping that its just a PCM type issue where it runs richer in the first X kms. But then again, you have an Engine that is pushing an MPS3 and 6 at reasonable economy rates and then they bunged a 500 KG heavier body on it so maybe not
Cheers
Andrew
CX-7 has now done 4900kms and for the first 4000k's it was doing 16.7ltr/100km. Now approaching 5000k's its showing 16.1 (The CX-7 has an onboard display that shows current l/100k and average). So I am hoping that its just a PCM type issue where it runs richer in the first X kms. But then again, you have an Engine that is pushing an MPS3 and 6 at reasonable economy rates and then they bunged a 500 KG heavier body on it so maybe not
Cheers
Andrew
#39
Originally Posted by auzoom
Are they as economical as you hear? or is it like the CX-7 where the economy figures are for when you drive on a 500km long straight road with no traffic !
#40
Originally Posted by auzoom
CX-7 has now done 4900kms and for the first 4000k's it was doing 16.7ltr/100km. Now approaching 5000k's its showing 16.1 (The CX-7 has an onboard display that shows current l/100k and average). So I am hoping that its just a PCM type issue where it runs richer in the first X kms.
#42
Originally Posted by Rix Red8
Thank you MissyK you are such a sweetie
Insurance...what a pain in the ****. Your best bet these days is to employ a broker so you get the best insurance at the best price, you will be suprised at what you can get.
Cromax, someone has to keep the world honest, so you get the job
#43
there are always bad apples in the basket.... i have dealt with some rude/crap/dodgy insurance ppl.... most of them are quite good/helpful.... just like car salesmen, real estate agents etc.
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