car insurance
07-12-2009, 10:29 PM
#5
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500/mo is outrageous! How can you even afford that? I pay 260/mo, but I've had an accident when I had my BC "N" license, almost 6 years ago now. Every place I called was around the 260 mark for me.
07-12-2009, 10:34 PM
#6
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That is way too much. Try getting a quote from Belair Direct. They were the cheapest when I was 18 and still are the cheapest at 23. All other companies were outrageous when I was 18 too.
thewird
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07-12-2009, 10:50 PM
#7
07-12-2009, 11:03 PM
#8
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In Ontario a G license is when you have your full license. I'm assuming the OP has a G2 (can't drive with any alcohol and has to ensure all passengers have seat belts on) which is the license after the G1 (need to drive with a 4 year G licensed passenger).
Don't know what N is.
thewird
Don't know what N is.
thewird
07-12-2009, 11:24 PM
#9
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"N" license is only in British Columbia. The licensing system there goes:
"L" (Learners), and basically you can only drive with someone age 25+ with a valid driver's (no driving alone), can't drive at night, no alcohol. This is required for 1 year.
Then you get to take an actual driver's test for the "N" (Novice). This is kind of like a full license but you can only have 1 passenger unless accompanied by someone age 25+ with a valid driver's, no alcohol. This is required for 2 years.
You then get to take a final driver's test for your Class 5, your full license. Also, for the "L" and "N" licenses you are required to display a corresponding sign on the back of the vehicle. Usually they give you these nice big magnets with the letters on them in red for L and green for N. You can get a fine if you're pulled over with out them on too! Hurray BC licensing system.
"L" (Learners), and basically you can only drive with someone age 25+ with a valid driver's (no driving alone), can't drive at night, no alcohol. This is required for 1 year.
Then you get to take an actual driver's test for the "N" (Novice). This is kind of like a full license but you can only have 1 passenger unless accompanied by someone age 25+ with a valid driver's, no alcohol. This is required for 2 years.
You then get to take a final driver's test for your Class 5, your full license. Also, for the "L" and "N" licenses you are required to display a corresponding sign on the back of the vehicle. Usually they give you these nice big magnets with the letters on them in red for L and green for N. You can get a fine if you're pulled over with out them on too! Hurray BC licensing system.
07-12-2009, 11:48 PM
#10
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07-13-2009, 06:52 AM
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Well I just got my G2 license in november 2008 and I'm 22. As far as tickets go I got a ticket for going through a red light when I was 20 on bicycle and I didn't have any type of drivers license at that time so I just Paid off the ticket. So when I got my license and called around for a quote guess what that stupid redlight infraction on my bicycle stayed on my record so TD was the cheapest I could get. Well my insurance expires in November hopefully I can find something cheaper this insurance is killing me 500 plus car payments damn lol.
07-13-2009, 09:22 AM
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unless the bicycle was a zx11 i dont think that should affect anything...if you like you can call my insurance company, i have referred alot of friends to them and it seems they have reteained alot of the business so they must be doing something right.....i pay 120 a month
07-13-2009, 10:59 AM
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07-13-2009, 12:58 PM
#19
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I live downtown toronto lol anyways schnipster send me your insurance contact number give them a shout. I did not know that you could cancel insurance policy before the term is over good to know.
07-13-2009, 02:46 PM
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07-13-2009, 02:52 PM
#23
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I'm at 280/ month. $500!?? dude TD insurance offered me that too when I shopped around. Belair gave me $300, then it was dropped to $280/month because I drove with winter tires in the winter :D
07-13-2009, 03:01 PM
#25
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Best bet is to call a few brokers and find the best price and coverage that suits you.