Insurance Quote
06-19-2003, 05:07 PM
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Insurance Quote
Hi Power from Egg
£ 425.25 with £100 excess, Fully Comp, 9 Yrs NCB, Age 35, no NCB Protection, Garaged.
Elephant quoted £498.75
Tried Direct Line system unable to give price
£ 425.25 with £100 excess, Fully Comp, 9 Yrs NCB, Age 35, no NCB Protection, Garaged.
Elephant quoted £498.75
Tried Direct Line system unable to give price
Last edited by simrjor; 06-20-2003 at 06:49 AM.
06-19-2003, 06:20 PM
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All of us 30 somethings with full NCB etc should do well....
Cheaper than my current car too.....which is ironic as the rx8 is a little bit faster....no difference RE airbags, sidebars etc - just 4 doors v 2
STU
Cheaper than my current car too.....which is ironic as the rx8 is a little bit faster....no difference RE airbags, sidebars etc - just 4 doors v 2
STU
06-20-2003, 02:03 AM
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That's just over half what I pay now, so I will be well pleased if I can get a quote of around £400 
Edit-
Well I just got a quote from www.egg.com for £548.05 which I probably would have been pleased with if I hadnt seen the £425 figure.
Thats for me and wife, 38 and 34, max no claims, garaged and a £250 compulsory excess and a £150 voluntary excess.
BTW - Tried tescos, but RX8 not listed yet.
Edit-
Well I just got a quote from www.egg.com for £548.05 which I probably would have been pleased with if I hadnt seen the £425 figure.
Thats for me and wife, 38 and 34, max no claims, garaged and a £250 compulsory excess and a £150 voluntary excess.
BTW - Tried tescos, but RX8 not listed yet.
Last edited by MarkW; 06-20-2003 at 02:18 AM.
06-20-2003, 02:45 AM
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Egg and Directline wouldn't quote me online.
However, www.elephant.co.uk would and it came out at £1895.
That is actually not a bad quote for me.
25 years old, 1 year NCB, 1 claim, living in London.
Quite pleased with that as it is less than I am currently paying!
Shahpor
However, www.elephant.co.uk would and it came out at £1895.
That is actually not a bad quote for me.
25 years old, 1 year NCB, 1 claim, living in London.
Quite pleased with that as it is less than I am currently paying!
Shahpor
06-20-2003, 02:52 AM
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I've just had a look at egg as well.
33 years old. Full no claims etc.
Living in Guildford, parked on driveway.
£250 compulsory excess plus £150 voluntary excess. 12000 miles per year....
Including legal cover plus protected no claims = £616
Without legal or protected NCD it drops to £509
Not bad at all. I think direct line might do better for me as they are my current insurer. But I was hoping to get it down to £600. So spot on really.:D
33 years old. Full no claims etc.
Living in Guildford, parked on driveway.
£250 compulsory excess plus £150 voluntary excess. 12000 miles per year....
Including legal cover plus protected no claims = £616
Without legal or protected NCD it drops to £509
Not bad at all. I think direct line might do better for me as they are my current insurer. But I was hoping to get it down to £600. So spot on really.:D
06-20-2003, 02:55 AM
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Originally posted by MarkW
That's just over half what I pay now, so I will be well pleased if I can get a quote of around £400
Edit-
Well I just got a quote from www.egg.com for £548.05 which I probably would have been pleased with if I hadnt seen the £425 figure.
Thats for me and wife, 38 and 34, max no claims, garaged and a £250 compulsory excess and a £150 voluntary excess.
BTW - Tried tescos, but RX8 not listed yet.
That's just over half what I pay now, so I will be well pleased if I can get a quote of around £400
Edit-
Well I just got a quote from www.egg.com for £548.05 which I probably would have been pleased with if I hadnt seen the £425 figure.
Thats for me and wife, 38 and 34, max no claims, garaged and a £250 compulsory excess and a £150 voluntary excess.
BTW - Tried tescos, but RX8 not listed yet.
06-20-2003, 03:06 AM
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Originally posted by simrjor
Was that with NCB protection? mine was without. The area you live in abit rough?
Was that with NCB protection? mine was without. The area you live in abit rough?
I live in Solihull which is one of the most expensive areas to live in the midlands, I definately wouldnt call it rough
Also, I had the car down as garaged.Just Checked - If I take of protected NCD it comes down to £468.
Last edited by MarkW; 06-20-2003 at 03:14 AM.
06-20-2003, 03:17 AM
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Egg kept coming up with an error but elephant quoted me
£490 - protected NCD with £150 excess - it's only £6 more expensive than my current policy. I expect my current insurer to change the car ion the policy for no extra charge.
£490 - protected NCD with £150 excess - it's only £6 more expensive than my current policy. I expect my current insurer to change the car ion the policy for no extra charge.
06-20-2003, 05:25 AM
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My current insurer, Admiral.
Have quoted me 860 quid!!!!!!
Thats 6 yrs NCB plus the wife. 35 yr old living in WD (watford post code)
egg quoted me 486 quid.
Looks like im going to change insurance.
Have quoted me 860 quid!!!!!!
Thats 6 yrs NCB plus the wife. 35 yr old living in WD (watford post code)
egg quoted me 486 quid.
Looks like im going to change insurance.
06-20-2003, 05:31 AM
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ONe thing to note as well,
Companies like Admiral will not insure you for factory fitted options, i.e. sunroof/sat nav leather.
Will only insure you for the basic value of car.
Companies like Admiral will not insure you for factory fitted options, i.e. sunroof/sat nav leather.
Will only insure you for the basic value of car.
06-20-2003, 05:58 AM
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Current;
Elephant, TT 225, 30 years old, 6 points (now 3), IAM licence, 5 yrs NCB, West London, kept outside: 1200
to switch today it would drop by about 50 quid, which is better than a kick in the goolies.
Looks like Egg are trying hard to win business. My renewal is in Sept so hopefully new car will come just b4...
Elephant, TT 225, 30 years old, 6 points (now 3), IAM licence, 5 yrs NCB, West London, kept outside: 1200
to switch today it would drop by about 50 quid, which is better than a kick in the goolies.
Looks like Egg are trying hard to win business. My renewal is in Sept so hopefully new car will come just b4...
06-20-2003, 06:05 AM
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PS.
"Companies like Admiral will not insure you for factory fitted options, i.e. sunroof/sat nav leather.
Will only insure you for the basic value of car."
Surely that isnt legal. I've never heard that - In the event of loss you must be compensated to replace the car. I'd not use them if this is true. Fair enough if you had put accessories on, and not told them. But how can they not cinlude something that was part of the purchase price of a new car???!
"Companies like Admiral will not insure you for factory fitted options, i.e. sunroof/sat nav leather.
Will only insure you for the basic value of car."
Surely that isnt legal. I've never heard that - In the event of loss you must be compensated to replace the car. I'd not use them if this is true. Fair enough if you had put accessories on, and not told them. But how can they not cinlude something that was part of the purchase price of a new car???!
06-20-2003, 08:29 AM
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I argued with them over that one Ed..
Stating that this is factory fitted but she claimed that it deviated from the basic car and the quote i got was for the basic 22 grand car not with the 3 grand options.
On the other hand....
Norwich Union (dont have the rx8 on there books yet asked the same question) and replied with dont worry these are not what they classify "modifications" as these are factory fitted options.
If we all ran around in admiral insured cars then it would be wheelbarrows we would be driving. I for one will be changing.
Stating that this is factory fitted but she claimed that it deviated from the basic car and the quote i got was for the basic 22 grand car not with the 3 grand options.
On the other hand....
Norwich Union (dont have the rx8 on there books yet asked the same question) and replied with dont worry these are not what they classify "modifications" as these are factory fitted options.
If we all ran around in admiral insured cars then it would be wheelbarrows we would be driving. I for one will be changing.
06-20-2003, 08:34 AM
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As a slight deviation from the main thread....
Just been quoted by 3 different insurers and its looking like the rx8 is going to be cheaper to insure than my 3 year old IS200!!!!!!!
Quote me happy..... didnt quite make me happy 741 quid.
Just been quoted by 3 different insurers and its looking like the rx8 is going to be cheaper to insure than my 3 year old IS200!!!!!!!
Quote me happy..... didnt quite make me happy 741 quid.
06-22-2003, 05:53 AM
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tried egg on the basis of your comments guys.
after about a dozen attempts (their server kept kicking me out) got a quote of £1430, 27 yo, 7 year no claim, no convictions, no accidents.
problem appears to be post code, G1 (even with a garage)
tried my brothers flat, 27 miles away, halved the premium!
after about a dozen attempts (their server kept kicking me out) got a quote of £1430, 27 yo, 7 year no claim, no convictions, no accidents.
problem appears to be post code, G1 (even with a garage)
tried my brothers flat, 27 miles away, halved the premium!
06-23-2003, 02:06 AM
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30 years old (just) 5 years NCB, 2 claims in last 5 years (1 fully recovered)
Tried Egg - £622
Not bad, I was expecting more, but I think I will still try and shop around.
Chris
Tried Egg - £622
Not bad, I was expecting more, but I think I will still try and shop around.
Chris
06-26-2003, 05:26 PM
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Re: Insurance Quote
Originally posted by simrjor
Hi Power from Egg
£ 425.25 with £100 excess, Fully Comp, 9 Yrs NCB, Age 35, no NCB Protection, Garaged.
Elephant quoted £498.75
Tried Direct Line system unable to give price
Hi Power from Egg
£ 425.25 with £100 excess, Fully Comp, 9 Yrs NCB, Age 35, no NCB Protection, Garaged.
Elephant quoted £498.75
Tried Direct Line system unable to give price
06-27-2003, 02:18 AM
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Originally posted by jimbobjoe
I've just had a look at egg as well.
33 years old. Full no claims etc.
Living in Guildford, parked on driveway.
£250 compulsory excess plus £150 voluntary excess. 12000 miles per year....
Including legal cover plus protected no claims = £616
Without legal or protected NCD it drops to £509
Not bad at all. I think direct line might do better for me as they are my current insurer. But I was hoping to get it down to £600. So spot on really.:D
I've just had a look at egg as well.
33 years old. Full no claims etc.
Living in Guildford, parked on driveway.
£250 compulsory excess plus £150 voluntary excess. 12000 miles per year....
Including legal cover plus protected no claims = £616
Without legal or protected NCD it drops to £509
Not bad at all. I think direct line might do better for me as they are my current insurer. But I was hoping to get it down to £600. So spot on really.:D