Insurance!!
10-23-2008, 12:56 PM
#26
I pay about $1k here in San Diego with Geico, which includes a Mensa discount of I have no idea how much percent. One thing to keep in mind about Geico, is that they do NOT have any coverages available that I would consider umbrella range. If you're looking for total protection of assets for property damage or personal injury, Geico is not the place to go.
10-24-2008, 01:34 PM
#29
when I first got my car about 3 yrs ago. I hate to pay 1800 almost 1900 for 6 months. I live in a good neighborhood in queens. and 1st yr on my license
(I know how to drive long time ago, but never had a chance to get my license, oh well)
it was Geico. Its the cheapest. Allstate wants 3.4 K for 1/2 yr. I was like. are you guys outa your "fuxking" mind ? Progressive was like 2.3 K I think
then after 6 months. Geico charging me 1.5 or 1.6K , the rest are still more expensive.
No accident, 1 minor ticket. thats about it. oh and Im 28 now. 4 yrs of license almost 5.
The car has a big role in insurnace price too. I just got a new Honda FIT, and it cost 700 something to insured, and Im paying about 1.1K for my 8every 6 months. same full coverage, and my 8 still cost couple hundred more even its more than 3 yrs old !!
NY has always been one of the most expensive state to insured. Too many crappy drivers on the road. eg : left hand on cell phone while right hand on coffee cup (notice, no hands on steering wheel, I seen it myself), cell phones all the way, looking in the mirror for pimples not on the road, etc.
Last edited by nycgps; 10-24-2008 at 01:39 PM.
11-03-2008, 11:41 AM
#30
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I just bought a 2009 RX8..anyway, my insurance broker told me, my insurance will be roughly $90/mth..sorry to hear you guys paying a crackload of money on your cars.
Then again, I'm in my 30's with no violations in the past 15 years. ...but I feel with this car..I might actually get my first speeding ticket.
Then again, I'm in my 30's with no violations in the past 15 years. ...but I feel with this car..I might actually get my first speeding ticket
.
11-10-2008, 10:21 PM
#31
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17 years old male clean record.
rx8 insurance should be pretty low.
for my friend it was 1200 a year.
im currently drivng a 2004 expedition and payin 700 every 6 months, i was quoted for 750-800 every 6 months on a 2008 rx8.
reasons for low rate
SOME insurance companies see rx8 as: 1.3 liters, very safe (traction control, more than front passenger air bags, lots of safety features etc...), 4 doors (so not a full out sports car). and its considered a 2 cylinder, so they see it as not having much power.
rx8 insurance should be pretty low.
for my friend it was 1200 a year.
im currently drivng a 2004 expedition and payin 700 every 6 months, i was quoted for 750-800 every 6 months on a 2008 rx8.
reasons for low rate
SOME insurance companies see rx8 as: 1.3 liters, very safe (traction control, more than front passenger air bags, lots of safety features etc...), 4 doors (so not a full out sports car). and its considered a 2 cylinder, so they see it as not having much power.
11-10-2008, 10:33 PM
#32
You're not alone my friend.
when I first got my car about 3 yrs ago. I hate to pay 1800 almost 1900 for 6 months. I live in a good neighborhood in queens. and 1st yr on my license
(I know how to drive long time ago, but never had a chance to get my license, oh well)
it was Geico. Its the cheapest. Allstate wants 3.4 K for 1/2 yr. I was like. are you guys outa your "fuxking" mind ? Progressive was like 2.3 K I think
then after 6 months. Geico charging me 1.5 or 1.6K , the rest are still more expensive.
No accident, 1 minor ticket. thats about it. oh and Im 28 now. 4 yrs of license almost 5.
The car has a big role in insurnace price too. I just got a new Honda FIT, and it cost 700 something to insured, and Im paying about 1.1K for my 8every 6 months. same full coverage, and my 8 still cost couple hundred more even its more than 3 yrs old !!
NY has always been one of the most expensive state to insured. Too many crappy drivers on the road. eg : left hand on cell phone while right hand on coffee cup (notice, no hands on steering wheel, I seen it myself), cell phones all the way, looking in the mirror for pimples not on the road, etc.
when I first got my car about 3 yrs ago. I hate to pay 1800 almost 1900 for 6 months. I live in a good neighborhood in queens. and 1st yr on my license
(I know how to drive long time ago, but never had a chance to get my license, oh well)
it was Geico. Its the cheapest. Allstate wants 3.4 K for 1/2 yr. I was like. are you guys outa your "fuxking" mind ? Progressive was like 2.3 K I think
then after 6 months. Geico charging me 1.5 or 1.6K , the rest are still more expensive.
No accident, 1 minor ticket. thats about it. oh and Im 28 now. 4 yrs of license almost 5.
The car has a big role in insurnace price too. I just got a new Honda FIT, and it cost 700 something to insured, and Im paying about 1.1K for my 8every 6 months. same full coverage, and my 8 still cost couple hundred more even its more than 3 yrs old !!
NY has always been one of the most expensive state to insured. Too many crappy drivers on the road. eg : left hand on cell phone while right hand on coffee cup (notice, no hands on steering wheel, I seen it myself), cell phones all the way, looking in the mirror for pimples not on the road, etc.
I got full coverage and i wont settle for nothing less because you just never know. I only have a year on my license but i been driving for way longer just like you i have no parking space so i park it on the street and trust me i shopped around i even tried to get the "hook up" but even they were charging me the same.
For 6/mo i pay like 2100 or something like that but you have to understand that i have the best coverage......and to them im a no experiance driver in a city full of retarded drivers and no one wants to take the risk to insure me unless im paying a crap amount.
You know whats funny that after 6 months im gonna shop around again but i just got into an accident.....im ******* toast.....im going to have to pull something out my *** to get my payments lower (i think i got a way though)
On the note about it being an rx8.....**** yea it is cause i had a 3000gt and they were charging me like $200/mo and i had like 3months on my license so its definitely the car.
11-11-2008, 01:24 AM
#33
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im 20 in Arkansas no tickets no nothing i pay 230 a month its not as much as some of you but i still thinks its a lot that was the cheapest i could find
11-11-2008, 03:01 PM
#34
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I'm 21 on my Dad's State Farm policy, but under my own name and pay for it myself, I've had 3 speeding tickets I crashed my RX-8 (don't worry just the bumper got hurt she is alright) and I only pay $139.00 a month.
I have many discounts on the line though and since I turned 21 it went down otherwise I was paying like $175.00
I have many discounts on the line though and since I turned 21 it went down otherwise I was paying like $175.00
11-11-2008, 04:16 PM
#35
I'm 19 with state farm, nothing on my record. Got the good student discount and everything. Talk with your agent about having you as the primary driver for another car in your family. I'm listed as the primary driver on a 2008 Legacy so that helps alot. My mom is listed as the primary driver for my 8. So when I bought the 8 over my old Audi A6, my rates only went up like 10 dollars a month.
State Farm does list the RX-8 as a 4-door so I think that helps too. It gets alot of rebates for its safety features too. RX-8 is probably the cheapest sports car to insure.
State Farm does list the RX-8 as a 4-door so I think that helps too. It gets alot of rebates for its safety features too. RX-8 is probably the cheapest sports car to insure.
11-11-2008, 05:16 PM
#36
You guys should check to see if you qualify for any group discounts with your current company. When I was with Liberty Mutual in Massachusetts I got between 5-10% for being an alumni of my university, with Geico in California I get a discount for being a member of Mensa America.
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