rommel

My car is an other?


Year/Make/Model Vehicle ID Number BodyStyle
2004 MAZD RX8 XXXXXXXXXXXXX Other Incl. Minivans/SUV 423

COVERAGES COVERAGE LIMITS PREMIUM 04 MAZD

Bodily Injury Liability $250,000/$500,000 $106.90
Ea Person/Ea Occurrence

Property Damage Liability $100,000 $58.30
Ea Occurrence

Medical Payments $25,000 $15.60
Ea Person

Uninsured/Underinsured Motorist $250,000/$500,000 $48.20
Ea Person/Ea Accident Bodily Injury

UM Physical Damage $25,000 $5.90
Ea Accident

Comprehensive $500 $99.30

Collision $1,000 $186.30
ACV Less Deductible

Towing and Labor Basic Towing $3.50
Loss of Use $50 per day $20.50

Your 6 month premium for each car is: $544.50

Your total 6 month premium is: $544.50

rommel

Not too horrible for a 24 year old male who is single and 2 speeding tickets

hemanrulez

Do you live in the 'burbs or in the City? If city is it a metro or small town? Which state?

All these things make a huge difference in insurance costs.

rommel

I'm in the freaking country right now ... going to college in Idaho... very small college town.

hemanrulez

Well in that case I wouldnt get too excited over the insurance rate. At your age in NYC and with 2 tix your insurace might well as well be 2 or 3 times than it is right now.

So you go to BYU in Idaho, that can't be fun!

BunnyGirl

I just got my insurance all set up on Monday. It goes into effect on Thursday but the odds of my car being processed and prepped by then are pretty slim according to the dealership since they have 60 vehicles to process.

Anyways, mine ends up being $1102 for six months including gap insurance. Deductibles are $100/$250. I didn't think that was too terrible considering I only officially got a driver's license in December after having been driving for almost seven years!!!!

I was originally going to go with Allstate since they had given me a quote somewhere around $800-$900 but when I actually went about setting it up it ended up being $524 a month for less coverage than I am getting with my current insurance!!! I have Drive Insurance from Progressive. What I did was call an insurance agent near me and told the lady what I was looking for and she gave me a quote of several different companies (I think four) so I picked the cheapest one. They just automatically deduct it from my checking every month.

I live in the country, Mulino actually, which is 10 minutes from Oregon City, so looks rural but not really.

archie

i recently checked out some quotes at http://www.oneshopinsurance.com they have a couple of known companies here. so it's cool. actually there are things that we all have to consider. Age is a major consideration. Old vehicles pay a higher premium than new ones. The type and model of the vehicle has a major role also. When buying car/auto insurance online, there are sites that provide automated tools. They’re using an auto coverage analyzer where you have to answer a few question about your financial standing, automobile condition, etc. From this information it will generate what category of coverage you need.

Flak

Just curious but what company is that with? I'm using Amica right now and I got 1700/year with only slightly better coverage (200 comp only I think?).