Progressive doesnt like RX8?
04-01-2008, 05:53 PM
#26
You Dumbass!!!
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Insurance rates are based on a lot of different factors. Things like Credit History, Driving History, Vehicle Make and Model (not color), area you live in, amount of driving done, etc all play into your rate. Each insurance company weighs different factors differently which is why your quotes end up all over the place. I pay around $300 a year on my RX8 for full coverage. Good luck with your shopping.
1 Accident, not at fault.
No points on license.
1180 SAT Scores.
Graduated High School at 16
Black 07 RX8
Queens NYC
I had the Altima 18 months and put about 12k on it.
20 yrs old. Permit at 16 (the day after my birthday), Driving since 16 (with licensed ppl yada yada) Licensed at 18 (First try).
I dunno heck I could afford 800 a month, but I dont see a reason for it...
04-01-2008, 08:47 PM
#27
Drop it into 3rd
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That's absolutely incorrect, seeing as how rates for a red RX-8 are exactly 508/month for a 16 year old with As in school and are exactly 412/month for a galaxy grey shinka, also for a 16 year old male with an A average.
State farm.
State farm.
04-01-2008, 11:08 PM
#28
692 Credit Score as of a month ago could have only improved since then, or remained the same.
1 Accident, not at fault.
No points on license.
1180 SAT Scores.
Graduated High School at 16
Black 07 RX8
Queens NYC
I had the Altima 18 months and put about 12k on it.
20 yrs old. Permit at 16 (the day after my birthday), Driving since 16 (with licensed ppl yada yada) Licensed at 18 (First try).
I dunno heck I could afford 800 a month, but I dont see a reason for it...
1 Accident, not at fault.
No points on license.
1180 SAT Scores.
Graduated High School at 16
Black 07 RX8
Queens NYC
I had the Altima 18 months and put about 12k on it.
20 yrs old. Permit at 16 (the day after my birthday), Driving since 16 (with licensed ppl yada yada) Licensed at 18 (First try).
I dunno heck I could afford 800 a month, but I dont see a reason for it...
I am still paying 1100 something with Geico, checked with Progressive a bit cheaper but still over 1K.
Im 28 , 3 yrs of driving + defensive driver = rip off ? wtf
Yes Im in NYC. Queens good neighborhood.
04-01-2008, 11:15 PM
#29
XYELLR8
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I have progressive and I pay $280 a month full coverage as well.
that's including 2 tickets on my record for the last 2 years.
The insurance 'specialist' agent said that it's on averge an extra $92/ticket on your record towards your monthly cost...
which is correct, prior to the 2 tickets I was paying $88/month... then BAM! $280/month now ...
that's including 2 tickets on my record for the last 2 years.
The insurance 'specialist' agent said that it's on averge an extra $92/ticket on your record towards your monthly cost... which is correct, prior to the 2 tickets I was paying $88/month... then BAM! $280/month now ...
04-01-2008, 11:19 PM
#30
Wanna be 8 owner
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04-02-2008, 07:00 AM
#33
The devil made me do it
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692 Credit Score as of a month ago could have only improved since then, or remained the same.
1 Accident, not at fault.
No points on license.
1180 SAT Scores.
Graduated High School at 16
Black 07 RX8
Queens NYC
I had the Altima 18 months and put about 12k on it.
20 yrs old. Permit at 16 (the day after my birthday), Driving since 16 (with licensed ppl yada yada) Licensed at 18 (First try).
I dunno heck I could afford 800 a month, but I dont see a reason for it...
1 Accident, not at fault.
No points on license.
1180 SAT Scores.
Graduated High School at 16
Black 07 RX8
Queens NYC
I had the Altima 18 months and put about 12k on it.
20 yrs old. Permit at 16 (the day after my birthday), Driving since 16 (with licensed ppl yada yada) Licensed at 18 (First try).
I dunno heck I could afford 800 a month, but I dont see a reason for it...
04-02-2008, 07:13 AM
#34
Do the same quote and move yourself out of Queens and see what happens. Hell move it out of the state and see what happens. Stay away from a major city and watch your rate drop like a brick. You won't be able to purchase it but you will see the quote change drastically.
Man seriously, I need to find a friend who lives out of the city ...
04-03-2008, 12:04 PM
#36
Registered User
I just did a quick quote on their website and no where does it ask me if the RX-8 is red or not
and if that doesn't make you believe me here you go...With the job I have, I think I know a little something about insurance rates
http://www.progressive.com/teens/myt...me=MythReality
First question on there
Last edited by Rems31; 04-03-2008 at 01:39 PM.
04-03-2008, 04:42 PM
#37
yea he did say 800 a month ... WHAT !!!!!!!
H!)(&#$*!(@$&)!@$%Y"^&%!_)$*)%!)$#
1/2 year = 4800 !?!?!?!?!?!?!?!?!?!
NO FUXKING WAY !!!!
Thats better than robbbbbbing the closest Commerce bank near you !
Yeah I pay around 1100 for 1/2 yr, I still think its outrageous (Dude, other ppl pay like 200 bux ~!)
04-03-2008, 05:10 PM
#38
If only.
I'm 41 and I pay $1200 to Progressive every 6 months to insure the '8 and my Jeep.
Of course, I have $100 deductibles and full replacement coverage, but the traditional age "breaks" never happened for me because I'm listed as single and self-employed. My insurance actually went up when I turned 25. Probably based on inflation more than anything else, but there was no age reduction.
Not at 30 or 35 either. Or at 40. That is with a clean record.
Your credit rating and marital status have more to do with your insurance rate than just about anything.
When you are self-employed, you can have a 7-figure income and your credit rating will still be worse than a $30k a year schlep with a dozen credit cards (as long as he is current).
Especially if you are cash-basis.
I'm 41 and I pay $1200 to Progressive every 6 months to insure the '8 and my Jeep.
Of course, I have $100 deductibles and full replacement coverage, but the traditional age "breaks" never happened for me because I'm listed as single and self-employed. My insurance actually went up when I turned 25. Probably based on inflation more than anything else, but there was no age reduction.
Not at 30 or 35 either. Or at 40. That is with a clean record.
Your credit rating and marital status have more to do with your insurance rate than just about anything.
When you are self-employed, you can have a 7-figure income and your credit rating will still be worse than a $30k a year schlep with a dozen credit cards (as long as he is current).
Especially if you are cash-basis.
Last edited by MazdaManiac; 04-03-2008 at 06:02 PM.
04-03-2008, 05:10 PM
#39
Leave our Dok-do alone!!!
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How can anyone be charged $800 a month? I pay less than that for the full-coverage for six months. Even when I was driving an MR2 as a kid, I never paid that much. You might want to speak to an agent and find out your options.
04-03-2008, 05:36 PM
#40
If only.
I'm 41 and I pay $1200 every 6 months to insure the '8 and my Jeep.
Of course, I have $100 deductibles and full replacement coverage, but the traditional age "breaks" never happened for me because I'm listed as single and self-employed. My insurance actually went up when I turned 25. Probably based on inflation more than anything else, but there was no age reduction.
Not at 30 or 35 either. Or at 40. That is with a clean record.
Your credit rating and marital status have more to do with your insurance rate than just about anything.
When you are self-employed, you can have a 7-figure income and your credit rating will still be worse than a $30k a year schlep with a dozen credit cards (as long as he is current).
Especially if you are cash-basis.
I'm 41 and I pay $1200 every 6 months to insure the '8 and my Jeep.
Of course, I have $100 deductibles and full replacement coverage, but the traditional age "breaks" never happened for me because I'm listed as single and self-employed. My insurance actually went up when I turned 25. Probably based on inflation more than anything else, but there was no age reduction.
Not at 30 or 35 either. Or at 40. That is with a clean record.
Your credit rating and marital status have more to do with your insurance rate than just about anything.
When you are self-employed, you can have a 7-figure income and your credit rating will still be worse than a $30k a year schlep with a dozen credit cards (as long as he is current).
Especially if you are cash-basis.
Now Im 28.
the Age 25 = Lower insurance rate has something to do with the State I guess
My father, like 30+ yrs of driving, Married, Clean, he got his CX-7 back in Nov, Brand new all covered 500 deduct for like 720 bux 1/2 yr, then he got hit by some moron truck driver in Dec, not @ Fault (Geico still trying to make them pay back our deductible, waiting for judgment now), just got the renweal policy from GEico, 780 bux, more like it has something to do with inflation than anything else.
Man, I still think that paying over 1100 bux for 1/2 yr is outrageous, I never got into accident (not on record at least), Only got 1 ticket 2 points thx to Fat NYC cops who doesnt do **** but giving ppl tickets, insurnace didnt go up but ... still too much.
But dont worry, with the ever increasing Gas prices, it wont be long before people stop driving and stop buying cars.
Oh oh oh I notice that for the past 2-3 weeks, the traffic in NYC decrease significantly. Gas price ?
IT just wont be long b4 insurance gotta drop their rates cuz no one can even afford a car.
Last edited by nycgps; 04-03-2008 at 05:39 PM.
04-03-2008, 05:53 PM
#41
My <3 rotates.
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Funny this thread shoul pop up today. I have progressive. I pay $275 and some change each month for insurance, have a $25 deductable on collision and I hate progressive! My 8 has been in the shop for a week now only for me to find out yesterday they have not even touched my car!! I go out there today and this jerk from progressive walks out to mycar with me and tells me a few dents he can tell came form golf ***** so that is comp not collision... Comp is a $500 deductable. But each dent is a separate accident so $500 a pop and only 2 of them are collision in his opinion so I can get those repaired for $25. So I ask about getting the golfball dent out of the hood cause I know its less than $500, the body shop guy comes out and tells me not to worry, he will repair all the dents in the doors anyways and he will do the hood for 125.00 so I pay a total of 175.00 and he will even fix both fenders for me too. He apparently dosent like the insurance guy either. I am also filing a complaint against the progressive guy for blowing his nasty *** cigarette smoke in my face while he was looking at my car with me! Im talking right in my face!! I know a guy who works in his office and he said everyone there would love me if I got him fired.
04-03-2008, 06:01 PM
#43
As far as claims with Progressive, I've only had good luck.
When I hit a retread on the highway and destroyed my MS bumper, he just asked "was the retread moving?". It was, so it went to comprehensive.
No deductible.
Paid for full retail on the bumper and included a couple of hundred to have it painted (even though I TOLD him it comes painted). Wrote me a check on the spot on the day I called it in.
Pretty much the same story when my Miata got driven over and into twice in as many weeks.
When I hit a retread on the highway and destroyed my MS bumper, he just asked "was the retread moving?". It was, so it went to comprehensive.
No deductible.
Paid for full retail on the bumper and included a couple of hundred to have it painted (even though I TOLD him it comes painted). Wrote me a check on the spot on the day I called it in.
Pretty much the same story when my Miata got driven over and into twice in as many weeks.
04-03-2008, 07:15 PM
#46
You Dumbass!!!
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Yeah, i thought I had made it clear, 800 A MONTH... and thats the lowest. I've seen upwards of 1200 a Month depending on the company. I have a friend of a friend working on some rates for me right now, so I'll keep you guys posted, but hearing from most of you has strengthened my resolve that I should be paying no more than 300 a month, heck most of you pay less than that without clean records, and mine is clean (unless non-fault accidents count).
Thanks a lot for the support.
@NYCGPS: I've noticed less traffic also, but believe me, I'm lovin it.
As far as cops go, I got pulled by state just last night for a 74 in a 50 (clocked me after I slowed), followed the rules for dealing with cops, and they let me go... gotta know how to play the game bro.
1. Slow down as soon as you detect the cop, don't just fly past them (get a radar detector, and always look around as u drive)... V1 FTW.
2. Roll down your window, or both fronts if tint is non legal. Turn of Radio and electronics, close your GPS.
3. Turn on your interior lights (day or night) and place both hands on your steering wheel until the cop tells you otherwise (this is KEY).
4. DONT ARGUE, and Do Not start the conversation, let them speak first.
5. Never Incriminate yourself and admit your wrongdoing, always state you didn't realize... etc.
6. Use your judgment, if the cop seems cool, tell a joke, if the cop is pissed... shut the hell up.
7. If you were following anyone, state that you were trying to keep up with your idiot friend, who knows where to go and you don't (close your GPS). Remember to ask for directions to someplace big (mall or some BS), during the conversation to sell the excuse.
8. Lastly, be Polite. Cops are cool people until proven otherwise, if you think all cops are a**holes, they can smell it on you and will circle your car 3 times just to write extra tickets (happened to a few friends).
Suffice it to say, I've been pulled over a few times... and the one ticket I did get (80 in 55, and HOV lane change illegal), didn't stick, because I fought it and won.
Thanks a lot for the support.
@NYCGPS: I've noticed less traffic also, but believe me, I'm lovin it.
As far as cops go, I got pulled by state just last night for a 74 in a 50 (clocked me after I slowed), followed the rules for dealing with cops, and they let me go... gotta know how to play the game bro.
1. Slow down as soon as you detect the cop, don't just fly past them (get a radar detector, and always look around as u drive)... V1 FTW.
2. Roll down your window, or both fronts if tint is non legal. Turn of Radio and electronics, close your GPS.
3. Turn on your interior lights (day or night) and place both hands on your steering wheel until the cop tells you otherwise (this is KEY).
4. DONT ARGUE, and Do Not start the conversation, let them speak first.
5. Never Incriminate yourself and admit your wrongdoing, always state you didn't realize... etc.
6. Use your judgment, if the cop seems cool, tell a joke, if the cop is pissed... shut the hell up.
7. If you were following anyone, state that you were trying to keep up with your idiot friend, who knows where to go and you don't (close your GPS). Remember to ask for directions to someplace big (mall or some BS), during the conversation to sell the excuse.
8. Lastly, be Polite. Cops are cool people until proven otherwise, if you think all cops are a**holes, they can smell it on you and will circle your car 3 times just to write extra tickets (happened to a few friends).
Suffice it to say, I've been pulled over a few times... and the one ticket I did get (80 in 55, and HOV lane change illegal), didn't stick, because I fought it and won.
Last edited by Symbioticgenius; 04-03-2008 at 07:23 PM.
04-03-2008, 10:27 PM
#47
Yeah, i thought I had made it clear, 800 A MONTH... and thats the lowest. I've seen upwards of 1200 a Month depending on the company. I have a friend of a friend working on some rates for me right now, so I'll keep you guys posted, but hearing from most of you has strengthened my resolve that I should be paying no more than 300 a month, heck most of you pay less than that without clean records, and mine is clean (unless non-fault accidents count).
Thanks a lot for the support.
@NYCGPS: I've noticed less traffic also, but believe me, I'm lovin it.
As far as cops go, I got pulled by state just last night for a 74 in a 50 (clocked me after I slowed), followed the rules for dealing with cops, and they let me go... gotta know how to play the game bro.
1. Slow down as soon as you detect the cop, don't just fly past them (get a radar detector, and always look around as u drive)... V1 FTW.
2. Roll down your window, or both fronts if tint is non legal. Turn of Radio and electronics, close your GPS.
3. Turn on your interior lights (day or night) and place both hands on your steering wheel until the cop tells you otherwise (this is KEY).
4. DONT ARGUE, and Do Not start the conversation, let them speak first.
5. Never Incriminate yourself and admit your wrongdoing, always state you didn't realize... etc.
6. Use your judgment, if the cop seems cool, tell a joke, if the cop is pissed... shut the hell up.
7. If you were following anyone, state that you were trying to keep up with your idiot friend, who knows where to go and you don't (close your GPS). Remember to ask for directions to someplace big (mall or some BS), during the conversation to sell the excuse.
8. Lastly, be Polite. Cops are cool people until proven otherwise, if you think all cops are a**holes, they can smell it on you and will circle your car 3 times just to write extra tickets (happened to a few friends).
Suffice it to say, I've been pulled over a few times... and the one ticket I did get (80 in 55, and HOV lane change illegal), didn't stick, because I fought it and won.
Thanks a lot for the support.
@NYCGPS: I've noticed less traffic also, but believe me, I'm lovin it.
As far as cops go, I got pulled by state just last night for a 74 in a 50 (clocked me after I slowed), followed the rules for dealing with cops, and they let me go... gotta know how to play the game bro.
1. Slow down as soon as you detect the cop, don't just fly past them (get a radar detector, and always look around as u drive)... V1 FTW.
2. Roll down your window, or both fronts if tint is non legal. Turn of Radio and electronics, close your GPS.
3. Turn on your interior lights (day or night) and place both hands on your steering wheel until the cop tells you otherwise (this is KEY).
4. DONT ARGUE, and Do Not start the conversation, let them speak first.
5. Never Incriminate yourself and admit your wrongdoing, always state you didn't realize... etc.
6. Use your judgment, if the cop seems cool, tell a joke, if the cop is pissed... shut the hell up.
7. If you were following anyone, state that you were trying to keep up with your idiot friend, who knows where to go and you don't (close your GPS). Remember to ask for directions to someplace big (mall or some BS), during the conversation to sell the excuse.
8. Lastly, be Polite. Cops are cool people until proven otherwise, if you think all cops are a**holes, they can smell it on you and will circle your car 3 times just to write extra tickets (happened to a few friends).
Suffice it to say, I've been pulled over a few times... and the one ticket I did get (80 in 55, and HOV lane change illegal), didn't stick, because I fought it and won.
if you drive a Civic, most likely they will let u go.
if u drive a RX-8, forget it, u're dead. Cuz cops think they're *smart* and they stereotype sports car.
Hell they pick me all the time. including 12 am @ 42nd ST, yep thats right, I got pulled over that midnight I didnt even do ****, oh wait, they pulled me over for *routine inspection* and then gave me a ticket of tinted window, when there were like at least 200 cars passby that time with darker windows than mine.
04-03-2008, 10:48 PM
#48
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I dont know why people say ONLY 185 a month. That's huge amount. Specially if she is paying 205. What area do you live in for this to be so high...for me paying 83 a month is with maximum coverage from GEICO. So I have no clue why people are generally paying over 200...am I missing some kind of coverage here?
04-03-2008, 11:06 PM
#49
My dad got me full coverage (everything) for $800 a year, he is also 52. Check out Allied insurance or at least stay away from the big insurance companies. I work for a law firm and I know how bad they are with claims and high premiums.
04-04-2008, 02:33 AM
#50
I dont know why people say ONLY 185 a month. That's huge amount. Specially if she is paying 205. What area do you live in for this to be so high...for me paying 83 a month is with maximum coverage from GEICO. So I have no clue why people are generally paying over 200...am I missing some kind of coverage here?
it's all relative.. you will find many people here paying in the $300 range for full coverage while you find the more mature crowd paying alot less.. stereotypes on driving habits with age? maybe..
al