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2dr/4dr - insurance

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Old 12-30-2008, 05:48 PM
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2dr/4dr - insurance

So is a rx8 coded as a 2dr or 4dr for insurance purposes. Seems I have read on this site somewhere that it is listed as a 4dr thus insurance cost would be lower then a 2 door yet my credit union says it is a 2 door. And just whom/what determines how a vechicle is code so far as insurance goes anyway?

thanks
Old 12-30-2008, 05:51 PM
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My vehicle Registration for NJ says 2 door
Old 12-30-2008, 05:54 PM
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my pa registration/insurance is 4 dr
Old 12-30-2008, 06:01 PM
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State Farm its a 4dr
Old 12-30-2008, 06:16 PM
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Originally Posted by greg985
State Farm its a 4dr
Yup, 4dr here too
Old 12-30-2008, 06:59 PM
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I costs me $75 a month for an 04' 6s and with the new shinka MT added on it is $153 for two drivers. I havent gotten the cards for it yet but based on the amount it went up I am thinking 4dr sedan.
Old 12-30-2008, 09:14 PM
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USAA insurance, military and military spouse/kids only counts it as a 4 door here in Texas.
Old 12-30-2008, 10:31 PM
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4 door with a 1300cc 2 cylinder engine

sadly they know its a sports car these days so i don't get cheap insurance
Old 12-30-2008, 10:39 PM
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mine is 2 door on everything, car loan, insurance, tickets
Old 12-30-2008, 10:42 PM
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my state farm policy says 4 door sedan, woot.

my registration says 4dr with 0 cyl!
Old 12-30-2008, 10:43 PM
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Its a 2 door on my insurance in NY, however the car clearly has 4 doors, id like to slap the man that said it only has 2 doors
Old 12-31-2008, 12:35 AM
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the car is registered as a 4 dr on geico insurance. It matches the insurance of a toyota camrey.
Old 12-31-2008, 12:41 AM
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4 dr here
Old 12-31-2008, 07:12 AM
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LOL 2 cylinder
Old 12-31-2008, 07:47 AM
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4dr, here in KY with State Farm. State has it registered as a 1.3L 4 cylinder... Their software didn't have the option to say anything less than 4 cylinders... Not sure what a Geo Metro would do, either.

I pay about $80 a month insurance for the car, full coverage.
Old 12-31-2008, 11:06 AM
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4 door, 1.3l, sedan here.

This car is cheaper to insure than my base model regular cab toyota truck.
Old 12-31-2008, 07:10 PM
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I'm on shelter insurance
My insurance went up $40 monthly changing from a grand am to an 04 rx8. And having a wreck on icy conditions.
They consider it a four door.
Old 01-01-2009, 12:56 PM
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Originally Posted by AAChaoshand
USAA insurance, military and military spouse/kids only counts it as a 4 door here in Texas.
+1, running ~$110 a month on the 8, 28yrs old, >10 prior tickets, 3 suspensions, no accidents.

Rhode Island registers it as a 1 cylinder 4-door. I spent ~45 minutes at the counter at the DMV while they figured out what to put for cylinders, since it is a >0 required field.

So even the usage tax is ~40% of my wife's Mazda5
Old 01-02-2009, 12:25 PM
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NY says I"m driving a 4dr sedan. Doesn't really matter - the insurance companies keep lists of models they can screw you on.
Old 01-02-2009, 12:44 PM
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Mine says 4dr
Old 01-02-2009, 01:05 PM
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4 dr, yet its still 2400 bucks a year.
Old 01-02-2009, 02:28 PM
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Well, to be fair, my Protege5 was ~$90 a month, only about a $20 per month increase for the 8. "Sporty", and "costs more to repair" increases the rate, "safer", and "harder to steal" reduces the rate. It was interesting to note how my comprehensive and injury portion costs went down, and my collision went up, going from the P5 to the 8.

You win some, you lose some, in the end, you are probably fairly even.
Old 01-02-2009, 02:34 PM
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2 door coupe in NJ on allstate
Old 01-02-2009, 02:42 PM
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Mine's listed as a 4. Funny thing is, when I was looking at a 350z before I got my 8, the insurance for that 2 door was only going to be $100 more a year that I pay for my 8 and that was way less than I expected.
Old 01-02-2009, 04:22 PM
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I'd like to know how they came up with a 2 dr it clearly has 4 doors yeah teh back doors are completely full sized but it's still a door!
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