Car go keyed last night...
06-26-2008 | 11:57 AM
#11
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06-26-2008 | 12:05 PM
#12
somehow my car unlocked itself (not the first time) last night and apparently someone reached and let out the parking brake. my car rolled into the car in front of it.
i just got it back from the bodyshop last saturday for a new front bumper. that thing was pristine... now... it has 4 scratches on it. one is a damn screw imprint (pretty bad, paint is totally gone) and 3 small scratches like the key pics.
im so blown. :/
i just got it back from the bodyshop last saturday for a new front bumper. that thing was pristine... now... it has 4 scratches on it. one is a damn screw imprint (pretty bad, paint is totally gone) and 3 small scratches like the key pics.
im so blown. :/
06-26-2008 | 12:15 PM
#13
how does your insurance work? here in canada we pay about ~2k per year with 10 years clean driving record (for full coverage). and if we make a claim we pay $500-1k deductible then our insurance per year goes up $500-1k per year for 5 years.
and if we drive without insurance its a 1k fine and you lose your license for 2 years instantly. (compared to drunk driving which is roughly the same fine - actually less i think, and then you only lose your license for 1 year).
if i made a claim, i'd basically pay for it and then some over the next 5 years of higher insurance rates... sucks.
and if we drive without insurance its a 1k fine and you lose your license for 2 years instantly. (compared to drunk driving which is roughly the same fine - actually less i think, and then you only lose your license for 1 year).
if i made a claim, i'd basically pay for it and then some over the next 5 years of higher insurance rates... sucks.
06-26-2008 | 01:48 PM
#19
Thread Starter
Hi, Let's Make Out
Joined: Sep 2006
Posts: 386
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From: Kingwood,Tx
i have my own covered reserved parking spot, and i live in humble, which is the nice part of town, porsches and vipers everywhere, i live in apartments... during lunch im gonna talk to the manager of the place
06-26-2008 | 01:56 PM
#20
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Joined: May 2007
Posts: 896
Likes: 0
From: Montreal
how does your insurance work? here in canada we pay about ~2k per year with 10 years clean driving record (for full coverage). and if we make a claim we pay $500-1k deductible then our insurance per year goes up $500-1k per year for 5 years.
and if we drive without insurance its a 1k fine and you lose your license for 2 years instantly. (compared to drunk driving which is roughly the same fine - actually less i think, and then you only lose your license for 1 year).
if i made a claim, i'd basically pay for it and then some over the next 5 years of higher insurance rates... sucks.
and if we drive without insurance its a 1k fine and you lose your license for 2 years instantly. (compared to drunk driving which is roughly the same fine - actually less i think, and then you only lose your license for 1 year).
if i made a claim, i'd basically pay for it and then some over the next 5 years of higher insurance rates... sucks.
06-26-2008 | 02:48 PM
#21
Registered User
Joined: Jun 2008
Posts: 46
Likes: 0
From: Huntsville, AL
06-26-2008 | 03:10 PM
#23
CrossFit Eternal
Joined: Jun 2008
Posts: 100
Likes: 0
From: Charlotte NC
That sucks man. If you are not down to the metal and there is still base coat you can color sand yourself and buff a good bit of the scratches sometimes. I can't tell from the pics but there is a chance you won't have to repaint the whole panel.
06-26-2008 | 03:30 PM
#24
Registered
Joined: Aug 2006
Posts: 5,027
Likes: 5
From: Northern Virginia
Details differ from state to state, and company to company. Rates go up only if you were at fault in an accident, or if you get enough traffic violations. If you rack up enough points or at-fault accidents you can get cancelled, in which case you go to a company that specializes in high risk drivers. Or, in some states, there's an "assigned risk" pool.
Having your car vandalized does not affect rates. Having it repeatedly vandalized may affect how good a deal you get on settlements, or whether your company wants to keep you as a customer. A friend had a car with factory option Recaro seats. First time they were stolen, his insurance company paid for replacements. Second time they were stolen his insurance company replaced them with something a lot cheaper. They told him that if he was still going to live and park in the same place they just didn't want to keep buying the same thief more Recaros.
When I had a car hit while parked, broken into, then damaged by a drunk punching the roof, all within one year, my agent advised me to change insurers.
Ken
Having your car vandalized does not affect rates. Having it repeatedly vandalized may affect how good a deal you get on settlements, or whether your company wants to keep you as a customer. A friend had a car with factory option Recaro seats. First time they were stolen, his insurance company paid for replacements. Second time they were stolen his insurance company replaced them with something a lot cheaper. They told him that if he was still going to live and park in the same place they just didn't want to keep buying the same thief more Recaros.
When I had a car hit while parked, broken into, then damaged by a drunk punching the roof, all within one year, my agent advised me to change insurers.
Ken