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Car Insurance. sobering thoughts.

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Old 08-14-2006 | 10:05 AM
  #26  
LostAngel's Avatar
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Age: 21
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Monthly Cost: $130
Clean Driving Record
Old 08-14-2006 | 10:10 AM
  #27  
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Oddly I seem to remember the Audi S4 being the most stolen car for the number produced. However it's rating above is below average when they clump it with the A4.

(shrug)

Didn't expect this thread to go this far. Insurance as always is a hot button for people in Mass, NJ where they ask you if you want to give up your first born or your left hand for insurance.

Old 08-14-2006 | 11:33 AM
  #28  
phirewind's Avatar
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From: Tulsa, OK
Progressive covers my '03 Lancer (non-Evo) for about $190/mo, full coverage w/ $500 deductible, and they quoted the RX-8 as about $5/mo extra. Because it's still a 4-door sedan.
Old 08-14-2006 | 12:12 PM
  #29  
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From: Planet Earth
http://moneycentral.msn.com/insure/autorisk.aspx
Old 08-14-2006 | 12:32 PM
  #30  
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'04 Ti-Grey RX-8 GT MT
 
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From: Hollywood Beach, Fl
Insurance in Miami is like having a second mortgage...
Old 08-15-2006 | 07:19 AM
  #31  
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I own an insurance agency in TN. We service AR and MS too. Anyone needing help, let me know.
Old 08-15-2006 | 09:25 AM
  #32  
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From: Northern Virginia near DC
Originally Posted by turbine
I own an insurance agency in TN. We service AR and MS too. Anyone needing help, let me know.
I have this annoying pain in my shoulder...
Old 08-15-2006 | 10:42 AM
  #33  
XxLawxX's Avatar
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o wow im in new jersey...not a good place for insurance especially if your 19 and just got into an accident...luckily they said if the damage isnt higher then 1000 then i should be ok
Old 08-15-2006 | 11:06 AM
  #34  
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From: Fort Wayne, IN
The insurance on mine runs around a thousand a year with max coverages and a deductibles of $500. I haven't had a violation in a decade but I do have one accident two years ago in which I was not at fault (in my 6) and my insurance company didn't pay a cent.

The amount my car insurance went up for getting the 8 was less than the amount my insurance went up for MOVING. 2-1/2yrs ago I moved less than a mile, from an apartment complex where my car was outside all the time to a house where it's kept in a garage all the time. The house is in a new development and I think is actually in a "safer" neighborhood, but it's in a different zip code and that's how they make their determination.

Replacing the Mazda6S with an RX-8? That cost me $8/mo.

Moving? That cost me $12/mo.

Go figure.

Pre-move and pre-RX-8 I was paying a little under $800/yr.
Old 08-15-2006 | 11:58 AM
  #35  
CarAndDriver's Avatar
2005 Black RX-8 GT 6M
 
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From: San Jose Area
I pay around $836 a year in California under a very large family policy. Clean driving record and over 30 but under 40.
Old 08-18-2006 | 09:09 AM
  #36  
turbine's Avatar
4th Year runnin
 
Joined: Nov 2005
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Red face

Originally Posted by Paul_in_DC
I have this annoying pain in my shoulder...
Try Preperation H.
Old 08-18-2006 | 03:41 PM
  #37  
Crazy Rx-8 Driver's Avatar
XYELLR8
 
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From: Maple Grove, Minnesota
I pay 1320/yr which is better than 3000/yr for the accord...
Old 08-19-2006 | 02:20 PM
  #38  
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After calling my insurance agent an fighting why this is more than my previously owned 350Z to insure, they are sticking by their rates. Time to shop around.


6 Months 2003 Nissan 350Z
Property/Bodily Liability - 86.24
Medical - 4.62
Collison Insurance - 126.85
Comp - 47.12

6 Months 2004 Mazda RX-8
Property/Bodily Liability - 103.46
Medical - 6.76
Collision Insurance - 220.65
Comp -52.09
Old 08-19-2006 | 02:56 PM
  #39  
rotarWEEE!'s Avatar
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I did some quotes online and compared the 350Z to the 8 and it did come up more. My only guess is that I was getting the wrong rate on the 350Z when I owned the vehicle. When I compare the rates I had with the 350Z to the rates I get now they are way off. I was lucky and didn't even know.

350Z

State Farm:
Bodily Injury / Property Damage $100,000/$300,000/$100,000 $174.26
Comprehensive $250 $67.07
Collision $500 $264.56
Medical Payments $5,000 $12.04


--------------------------------------------------------------------------------

Total Premium Vehicle 1 of 2: $517.93



RX-8

Bodily Injury / Property Damage $100,000/$300,000/$100,000 $174.26
Comprehensive $250 $48.69
Collision $500 $182.87
Medical Payments $5,000 $13.55


--------------------------------------------------------------------------------

Total Premium Vehicle 1 of 2: $419.37
Old 08-19-2006 | 02:57 PM
  #40  
Crazy Rx-8 Driver's Avatar
XYELLR8
 
Joined: Nov 2005
Posts: 429
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From: Maple Grove, Minnesota
Originally Posted by rotarWEEE!
After calling my insurance agent an fighting why this is more than my previously owned 350Z to insure, they are sticking by their rates. Time to shop around.


6 Months 2003 Nissan 350Z
Property/Bodily Liability - 86.24
Medical - 4.62
Collison Insurance - 126.85
Comp - 47.12

6 Months 2004 Mazda RX-8
Property/Bodily Liability - 103.46
Medical - 6.76
Collision Insurance - 220.65
Comp -52.09
Tell your insurance agent he's "FIRED!"
Old 08-21-2006 | 10:01 AM
  #41  
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general user
 
Joined: Aug 2006
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From: New Mexico
Well from Geiko, when I get to a buyable quote, its at $1150 per 6/mo. I am 22, driving for 6 years, no accidents / tickets. Living at an appartment building.


Anyone have issues having someone attempt to steal their RX while away from home, like at the movies... mall....?
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