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co-signer wants me to give the car back

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Old 04-24-2008 | 04:45 PM
  #51  
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Originally Posted by CosmosMpower
You can't get a new Civic for 14K and I can't believe you're 23 and can't get financed for 14K on your own without a co-signer assuming you have some kind of credit card history at all. I bought my RX-8 new in 06 @ 23 y/o without a co-signer and got 5.5% financing from Mazda USA. You should be out of college for a year or so and even if you make 30K you should be able to finance 14K over 4-5 years.
i was 18 and i got financed for 18.5k, but i think thats cus i have a good bank, thank god for octfcu
Old 04-24-2008 | 05:15 PM
  #52  
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Originally Posted by nycgps
This thread failed.
Only because the OP was asking for our opinion on the situation yet when we gave it he got all defensive and started telling everyone he is this and that but really if he were established as he claims he was getting this car would be no problem. What I don't understand is why ask for our opinion on a situation yet when we give one that you don't agree with you have to attack our crediability? Like you did with NY's. I am glad you returned the 8 so you can go start bother the Civic Nation. That is it I am out
Old 04-24-2008 | 05:23 PM
  #53  
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dude you got ripper off. give that car back and buy a newer for the same price
Old 04-24-2008 | 05:26 PM
  #54  
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Originally Posted by lilring
dude you got ripper off. give that car back and buy a newer for the same price
Thanks for reading the thread sherlock... he already gave it back.... And boy did he get "ripper" off
Old 04-24-2008 | 10:04 PM
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And the thread lives on.
Old 04-25-2008 | 02:52 PM
  #56  
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Originally Posted by CarAndDriver
And the thread lives on.
On a unrelated not United Air is raising fare prices due to higher fuel costs.
Old 04-25-2008 | 09:30 PM
  #57  
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Originally Posted by HiTMaNN
On a unrelated not United Air is raising fare prices due to higher fuel costs.
United is trying to raise prices on everything from fees to fares. The airline industry is a desperate one.
Old 04-26-2008 | 12:40 AM
  #58  
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I think that if you're at the age of 23 you're able to make your own decisions. If you're going to make the payments every month and take responsibility when your warranty expires then all she did was put her name on a piece of paper.

Though paying $20k for an 8 with 50k miles is pretty insane. I got my 2005 with 29k miles in December for $18k.
Old 04-26-2008 | 12:59 AM
  #59  
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Dangit.. I didnt read the whole thread and gave my 2 cents.. He gave it back? WTF?!!
Old 04-26-2008 | 01:01 AM
  #60  
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yeah.. where does it say he gave it back? i'm failing to see that
Old 04-26-2008 | 01:06 AM
  #61  
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Yeah, I just went back and I dont see where he says he gave it back.. I see where he says his mom didnt sign the papers and he was going to look at an 07'....
Old 04-26-2008 | 01:12 AM
  #62  
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Originally Posted by 04 rSEX8
Well i ran a carfax on my RX8.... Turns out the engine has been replaced 3 times within 50k miles. So im taking the car back tomorrow. SUCKS i really liked this car, oh well time to see what else i can get.
OOOO... I see... So I guess he took it back? Whats the deal with you guys blowing up engines?! I have an 04 MT which seems to be the one notorious for blowing up... I have over 112K on my original engine. I guess I just need to teach some of you how to drive.... The trick is to let it warm up, then drive it like you stole it
Old 04-26-2008 | 01:18 AM
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^^ Flea you better be a knockin on something!

Oh there's a 100K thread here somewhere! I didn't know you had that many miles on flea. She's been good to you!
Old 04-26-2008 | 01:25 AM
  #64  
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Originally Posted by Pink Flea
OOOO... I see... So I guess he took it back? Whats the deal with you guys blowing up engines?! I have an 04 MT which seems to be the one notorious for blowing up... I have over 112K on my original engine. I guess I just need to teach some of you how to drive.... The trick is to let it warm up, then drive it like you stole it
After seeing what's happened to both your cars, I would recommend you not teach anyone!
Old 04-26-2008 | 01:27 AM
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The neverending thread.
Old 04-26-2008 | 01:30 AM
  #66  
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Ive never wrecked Flea.... DARBY and JON hit me The only damage I have ever done to her was when that poe attacked her in the parking lot. I kick *** at fast speeds in my 8.. You know it.
Glad to see Im not the only one up this late though.
Old 04-26-2008 | 01:31 AM
  #67  
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Originally Posted by rddragoness
^^ Flea you better be a knockin on something!

Oh there's a 100K thread here somewhere! I didn't know you had that many miles on flea. She's been good to you!
Hijack FTW....
I carry a piece of wood with me so I can knock on it all the time...
She has been good to me, her loves her mommy... I got my spoiler today BTW, its so wierd to look in the moirror and see it there.. I like it though.
Old 04-26-2008 | 01:35 AM
  #68  
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^ Pic?
Old 04-26-2008 | 01:44 AM
  #69  
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Originally Posted by 04 rSEX8
Well i ran a carfax on my RX8.... Turns out the engine has been replaced 3 times within 50k miles. So im taking the car back tomorrow. SUCKS i really liked this car, oh well time to see what else i can get.
Sounds like you got caught feeling secure with your fiancee's uncle. Always run a carfax on a used car. The dealer should do that for free. I also think you paid too much.

I used to sell cars for a big dealership here in florida. If you want any advice on getting the best deal, i'd be glad to help. Just PM me. For a small fee, I'll even go to the dealer with you to negotiate your deal.
Old 04-26-2008 | 01:55 AM
  #70  
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Originally Posted by CarAndDriver
^ Pic?
Of the wood I carry around or the spoiler? LOL JK
Its just the OEM spoiler... I didnt want one when I first got the car and then decided at BOTD that I do like it... I just bought gr3ddy's, had it painted and put on... Nothing fancy or rice, just plain ole OEM.
Old 04-26-2008 | 01:56 AM
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Originally Posted by CosmosMpower
You can't get a new Civic for 14K and I can't believe you're 23 and can't get financed for 14K on your own without a co-signer assuming you have some kind of credit card history at all. I bought my RX-8 new in 06 @ 23 y/o without a co-signer and got 5.5% financing from Mazda USA. You should be out of college for a year or so and even if you make 30K you should be able to finance 14K over 4-5 years.
It's much easier to finance a new car than a used one. banks are just more willing to loan for a new one. you need something like a 700 beacon or better with a long history of car credit to finance as much as he did for as long as he did with an 04. I'm actually surprised he got 72 months on that especially since he's financing well over 120 percent of the car's value. Maybe that's where the uncle "helped out." I suspect that the plan was to let you drive it for a bit, let you fall in love, then inform you that your mom's credit only qualified for this other loan. And that your new payment will be around 600 - 700 a month for 36 months with some money down (like 3-5k). Sign here, press hard.

Last edited by myriadshalaks; 04-26-2008 at 02:02 AM.
Old 04-26-2008 | 05:53 AM
  #72  
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If mom said get what you want, and you did, she shouldn't be pissed....
Old 04-26-2008 | 10:07 AM
  #73  
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You guys all fail for not seeing that he returned the car but for people who can't read here you go.

Originally Posted by 04 rSEX8
Well i ran a carfax on my RX8.... Turns out the engine has been replaced 3 times within 50k miles. So im taking the car back tomorrow. SUCKS i really liked this car, oh well time to see what else i can get.
Old 04-27-2008 | 03:25 AM
  #74  
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I Paid 20,900 For A Brand New 2007 Rx-8 4 Weeks Ago. Shop Around!!!!
Old 04-27-2008 | 08:11 AM
  #75  
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I have a son 23, he's married and is working hard to make his apartment rent and all the other required monthly payments. I can't imagine co-signing with him. The obligations of the co-signer are too much. If you fault in your payments then the bad credit will show up on her records. She has every right to voice her opinion and if she doesn't agree with what you are doing then you must abide by her wishes, no matter how you feel about th car.

My advice to you would be to get credit as mentioned previously and purchase what you can afford without your mothers help, even if it's a used 250cc scooter!

Originally Posted by 04 rSEX8
Well i ran a carfax on my RX8.... Turns out the engine has been replaced 3 times within 50k miles. So im taking the car back tomorrow. SUCKS i really liked this car, oh well time to see what else i can get.
EDIT:
I didn't read the whole thread... lol... My advice still stands for anyone in this situation.

Last edited by SilverEIGHT; 04-27-2008 at 08:17 AM.


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