Notices
RX-8 Discussion General discussion about the RX-8 that doesn't fit in one of the specialty forums.

How crazy is RX-8 insurance?

Thread Tools
 
Search this Thread
 
Rate Thread
 
Old 04-25-2007, 10:37 AM
  #1  
07 Phantom Blue Owner
Thread Starter
 
Alano's Avatar
 
Join Date: Apr 2007
Location: Wayne. NJ
Posts: 285
Likes: 0
Received 0 Likes on 0 Posts
How crazy is RX-8 insurance?

Is it considered a 4 door? I hope it is or else i'll be paying a pretty penny. I was quoted an extra 600 dollars every 6 months to own a 350z, hope its not the cause with the 8. How safe are they?
Old 04-25-2007, 10:40 AM
  #2  
Lets go Caps!
 
Zephyr Words's Avatar
 
Join Date: Mar 2005
Posts: 154
Likes: 0
Received 0 Likes on 0 Posts
There is a whole sub-section for this very matter. Easiest thing to do would be to get a quote for an 8 so you would know extacly how much more you were paying.

I ended up only paying 20$ more over a Kia Hatchback. Results may vary.

They are very safe. You'll find more information than anyone else will post in here if you search though.
Old 04-25-2007, 10:41 AM
  #3  
The Prototype
 
DailyDriver2k5's Avatar
 
Join Date: Jan 2006
Posts: 1,793
Likes: 0
Received 0 Likes on 0 Posts
Originally Posted by Alano
Is it considered a 4 door? I hope it is or else i'll be paying a pretty penny. I was quoted an extra 600 dollars every 6 months to own a 350z, hope its not the cause with the 8. How safe are they?
That depends on your driving record.
Good driving record= good rate
Bad driving record =bad rate
Old 04-25-2007, 10:42 AM
  #4  
07 Phantom Blue Owner
Thread Starter
 
Alano's Avatar
 
Join Date: Apr 2007
Location: Wayne. NJ
Posts: 285
Likes: 0
Received 0 Likes on 0 Posts
Clean rate. Same company for over 10-15 years..
Old 04-25-2007, 10:43 AM
  #5  
dmp
RX8 and a Truk....
 
dmp's Avatar
 
Join Date: Nov 2004
Location: OKC
Posts: 4,658
Received 7 Likes on 5 Posts
it's about 50 bux a month for me.
Old 04-25-2007, 10:44 AM
  #6  
Registered User
 
Rems31's Avatar
 
Join Date: Sep 2006
Location: Mississauga, ON
Posts: 2,080
Likes: 0
Received 3 Likes on 3 Posts
I think the 8 is cheaper (all other things being equal) because insurance companies don't really have much data on them. And they classify it as a 4 door so they take the data on sedans and apply it to the 8.
Old 04-25-2007, 10:46 AM
  #7  
Registered User
 
Toly's Avatar
 
Join Date: Jun 2005
Posts: 100
Likes: 0
Received 0 Likes on 0 Posts
Follow the golden rule:

If you have to ask how much it costs, you can't afford it
Old 04-25-2007, 10:50 AM
  #8  
i pwn therefore i am
 
saturn's Avatar
 
Join Date: Jan 2006
Location: Delaware, USA
Posts: 2,332
Likes: 0
Received 2 Likes on 2 Posts
You have to call your insurance company. It's going to vary so wildly no one will be able to give you an accurate answer. For me, insurance for RX-8 would be almost exactly what an 350Z would be.
Old 04-25-2007, 10:53 AM
  #9  
07 Phantom Blue Owner
Thread Starter
 
Alano's Avatar
 
Join Date: Apr 2007
Location: Wayne. NJ
Posts: 285
Likes: 0
Received 0 Likes on 0 Posts
Hah saturn. Thats what I want to steer away from. I dont understand the concept behind that, but anyways, I'll look into a quote on it sometime this week. Thanks guys.
Old 04-25-2007, 10:57 AM
  #10  
DPE
Registered
iTrader: (1)
 
DPE's Avatar
 
Join Date: May 2005
Location: Shawnee, KS (KC Metro)
Posts: 360
Likes: 0
Received 9 Likes on 5 Posts
Mysteriously cheaper, by about $5 every 6 months, than our '03 Nissan Maxima SE. And about 60% of the cost of my '06 STI when I was driving that. So much for the red sports car costing more to insure than the gray sedan . As everyone says, your mileage may vary, but in general it's not an expensive car to insure I don't believe.
Old 04-25-2007, 10:58 AM
  #11  
The Prototype
 
DailyDriver2k5's Avatar
 
Join Date: Jan 2006
Posts: 1,793
Likes: 0
Received 0 Likes on 0 Posts
Mine went up 25 bucks more, not because i was a bad driver , because the RX-8 is fairly new. But i didn't mind the 25 dollar increase, its split into a 12 month increments.

Thats ruffly a $2.08 increase for me.
Old 04-25-2007, 11:05 AM
  #12  
Registered User
 
diem's Avatar
 
Join Date: Apr 2007
Location: Indiana
Posts: 79
Likes: 0
Received 0 Likes on 0 Posts
My premium decreased $6 every 6 months after I switched from my 99 Cadillac STS to my 04 RX8
Old 04-25-2007, 11:08 AM
  #13  
2 turbos > 1
 
TrboLvr's Avatar
 
Join Date: Apr 2007
Location: Shrewsbury, MA
Posts: 33
Likes: 0
Received 0 Likes on 0 Posts
Switched from an 04 Jetta to an 04 RX-8 and the premium was the same down to the penny. Granted, MA auto insurance is messed up, but thats how it worked out for me.
Old 04-25-2007, 11:11 AM
  #14  
Registered User
 
dying_here's Avatar
 
Join Date: Feb 2003
Posts: 455
Likes: 0
Received 0 Likes on 0 Posts
my 2006 RX8 insurance is 28% less than my friends 2001 s2k. Same age, similar record, same insurance company
Old 04-25-2007, 11:21 AM
  #15  
destination anywhere..
 
early 30's crisis's Avatar
 
Join Date: Jan 2007
Location: Calgary, Alberta
Posts: 487
Likes: 0
Received 0 Likes on 0 Posts
I pay $200 more a year for my 2006 versus what I paid for a 2001 Cavalier Z24.

The 4dr thing helps a little... also, someone said not alot of info on it.. I believe that to be true, as more people buy and more claims are made it will probably rise a little..
Old 04-25-2007, 11:44 AM
  #16  
Club Marbles Member
 
Raptor2k's Avatar
 
Join Date: Jul 2005
Location: DFW, TX
Posts: 3,252
Likes: 0
Received 0 Likes on 0 Posts
4 doors, 2 cylinders...
Old 04-25-2007, 12:57 PM
  #17  
Registered User
 
Visirale's Avatar
 
Join Date: Apr 2007
Location: Sanford/Gainesville, FL
Posts: 84
Likes: 0
Received 0 Likes on 0 Posts
My insurance company (all state) classifed it as a coupe. Is this wrong?

My insurance went up $1200 a year over my cadillac, haha. I have a completely clean record... but I am 18.

Argh I can't wait for the 25 year old price cut.
Old 04-25-2007, 03:28 PM
  #18  
Registered
 
cquinn's Avatar
 
Join Date: Jul 2006
Location: CT
Posts: 65
Likes: 0
Received 0 Likes on 0 Posts
Some companies classify coupes based on interior space rather than number of doors. I believe my insurance has it as a 4-door coupe.
Old 04-25-2007, 05:28 PM
  #19  
destination anywhere..
 
early 30's crisis's Avatar
 
Join Date: Jan 2007
Location: Calgary, Alberta
Posts: 487
Likes: 0
Received 0 Likes on 0 Posts
^+1
Mine too. The 4dr part overrides
Old 04-25-2007, 05:32 PM
  #20  
I don't "smell good".
 
supergoat's Avatar
 
Join Date: Dec 2001
Location: Crowfield Plantation, SC
Posts: 910
Likes: 0
Received 0 Likes on 0 Posts
Originally Posted by Visirale
Argh I can't wait for the 25 year old price cut.
I hope you don't have Progressive. They couldn't care less. When I turned 25 with a clean record my insurance sure as hell didn't go down.

I dropped them since they were raping me on insurance.
Old 04-25-2007, 06:55 PM
  #21  
Rotary Crawfish
 
cajunrx8's Avatar
 
Join Date: Oct 2006
Location: Da swamps of La.
Posts: 449
Received 17 Likes on 17 Posts
41 year old with State Farm in Louisiana,
$400 every 6 months with full cover.
Listed as a 4 door coupe comparable to a Toyota Camry.
Old 04-25-2007, 08:02 PM
  #22  
Banned
 
funspork's Avatar
 
Join Date: Sep 2005
Posts: 159
Likes: 0
Received 0 Likes on 0 Posts
I pay $230 for 6 months. State Farm.
Old 04-25-2007, 08:41 PM
  #23  
Registered
 
Groundrush's Avatar
 
Join Date: Apr 2006
Location: Ohio
Posts: 335
Likes: 0
Received 0 Likes on 0 Posts
My premium went up $6/month compared to my last vehicle...a 1998 Nissan Maxima. Pretty damn good for a car 7 years newer with a sticker price $3k higher than what I paid for my Maxima. I was pleasantly stunned.
Old 04-25-2007, 08:42 PM
  #24  
07 Phantom Blue Owner
Thread Starter
 
Alano's Avatar
 
Join Date: Apr 2007
Location: Wayne. NJ
Posts: 285
Likes: 0
Received 0 Likes on 0 Posts
Thats good. I have state farm too, but the thing is, im 18. As long as its 500 and under its fine. But if its comparable to the Camry I dont see why it wouldnt be that price. Thanks guys.
Old 04-25-2007, 10:04 PM
  #25  
PLAY LOUD
 
coll3735's Avatar
 
Join Date: Apr 2007
Location: Kailua, HI
Posts: 78
Likes: 0
Received 0 Likes on 0 Posts
I pay about 115 a month for full coverage in Hawai'i, but I have also have speeding tickets, and have rolled a truck.


You have already rated this thread Rating: Thread Rating: 0 votes,  average.

Quick Reply: How crazy is RX-8 insurance?



All times are GMT -5. The time now is 06:29 AM.