Well, my insurance company got back to me with a quote on the RX-8 tonight.

$849.00 for a 6 month period; which translates to $141.50 per month. Not bad, but certainly the back seats didnt make as big a difference as I thought they would.

The quote they gave me for a Touring 350z was $855.00 for a 6 month period, or $142.00 per month.

Whats up with that? I thought I'd be getting a break for getting the car with more doors and 2 extra seats.

I'm 27, in southern cal, with no points.

 

Were they actually basing it on the RX-8, or were they just making a guess based on the last RX-7? When I called my insurance company two weeks ago, that's what they wanted to do. Since no one seems to have final information on the production RX-8 we're getting here, I'll bet that's what happened.

 

We won't be getting accurate rates until we get VINs

 

I had called early last month requesting a quote and they couldnt tell me anything... so I'm assuming that if they called me back with a quote it was because they had something solid. I'll be calling back tomorrow morning to inquire as to why the rate is so similar to the two seat 350Z's.

 

i asked my state farm insurance guy. i just recently bought an 03 honda accord v6 coupe, and am now trying to sell it. but he said that since the sport package rx-8 is just a little more than my accord, thus i only pay the difference in base price. i think it came out to like $15+/month. thus my insurance would be somehting like $150/month or so. i am 23 yrs old, male.

 

I asked my insurance co, State Farm, the same thing and I actually got a good quote. I was told $450 for 6 months, and that would drop down to $380 if I took a defensive driving course.

I'm 25, married and I have no accidents, but 3 speeding tickets.

I wonder what it'd be like without those tickets......

 

I think in most states, minor speeding tickets don't even affect your insurance (well, up to a certain number I'm sure) I know in WA I've gotten a few, but my rates are still very good. Who knows... maybe I'm a lucky one who's tickets have gotten lost in the computers somewhere...

 

Jeez I hate to imagine what mine'll be like, I was paying about 1600 for 6 months w/ allstate when I had an acura integra, I guess it was so high cause it had the highest theft rate, also I haven't been driving that long (25 single). Now three accidents later, the last being a total loss(my friend was driving though), I'm scared to see how much I'll be paying. My friend has offered to pay the difference in however much my policy will increase. We'll see how that works out.

 

Right now i'm driving an Integra GS-R. Last year I hit a puddle and sucked water into my engine and I bent a rod. State farm gave me a $5000 check for the repairs. MY ins never went up either. Currently I'm paying 700/year. Where in NY are you? Are you in a high crime area?

 

I just got an estimated estimate from my ins. agent. It was $1032/yr. And that is subject to change with release of the car. Don't think it will cause that was using the same number as the 350Z and WRX.

 

What's a rod? :D

Brian

 

connects to the piston. It's called hydrolocking your engine. Think about this. Water does not compress. If you take water and put it in a chamber that has a 10:1 compression then you are trying to compress a bucket of water to 1/10th its size. Since water doesnt compress, the piston rod is what get's bent guess how much....I'm glad you ask....bends it the same amount that it was supposed to travel while compressing the air. now you are the proud owner of a 3000lb lawn ornament.

Anywho, most people just replace the engine as piston work is very expensive.

 

I'm sensing sarcasm up there

actually I believe that he was kidding about asking what a rod is. I'm assuming that is because rotary engines dont have them :D

Water is compressible, but that does not occur unless the pressure is over 60-65 ksi. The water in the ocean is compressed at greater depths. If it was not compressible, the level of the oceans would be significantly higher.

I did replace my engine, but just because state farm paid for it. Once i had the engine dissassembled, I could have very easily just replaced the rod. Instead, i just popped in the new engine and put the old one up on ebay.

 

Sorry, I knew what you meant; I was just being a rotary smarta$$ :D

Brian

 

Well, I got these quotes for 6 months. Might be local to Hawaii but still..

$992 from AIG
$1400 from DTRIC
$1235 for a Miata from Progressive.
Awaiting Geico...

Damn is that high or what? I havent had car insurance in 10 years. I ride a motorcycle and forgot what it's like. Tell me, are these ridiculous or sound right?

 

This is news to me. My physics classes told me you can't compress liquids! You can increase pressure or change states, but not compress them. Not that I am doubting you, but do you have a link to any info on this? I'd like to read about it.

 

I should have stated it correctly. Water is compressible. The higher the pressure, the more it compresses. At ~60ksi the energy stored in the water is substantial since it can be compressed by about 10%. Taking the deepest part of the ocean (36,201 feet) the pressure at the bottom is about 15-16 ksi.

Taking the compression of water in this range to be linear, the average compression of the water in the ocean is roughly 2%. A 2% adder to 36,201' is an additional 724 feet! I know this is calculated for the deepest part of the ocean, but you get the idea.

I have seen some better explainations before, but this one should work. If you want to do a search in google, look up waterjet cutters. I know of few of their websites have some good data.




Compressed water

 

The RX-8 is a 4 door, 4 seater. The insurance cost should be substantially less than the 350Z. The truth remains to be seen when the car actually comes out.

 

If the insurance company's actuaries are doing their job properly, then the number of doors and seats ahould be only a small part of the factors considered. The target demographic, power, price of parts, etc, will all be factored into the equation.

If seats and doors were all that mattered, you could insure a Porsche Cayenne for the same premium as a Ford Explorer.

 

That's really expensive insurance. Who is it thru? If you're in So-Cal, try Wawanesa. (www.wawanesa.com). They are rated #1 by the state of california in customer satisfaction. GREAT insurance company. They don't advertize and they don't pay agents on comission. I'm 25 with no points and I payed around $800 a year for a 93 Honda Prelude and a 93 RX-7. It's not cheap if you have points tho, so don't get em.