Serious Help!!! Financial Advice
#77
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Location: Montreal
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kinda why I made this thread d-bag...I am dealing with the stress and problems this (yes self-induced but never thought it would get this bad) has caused everyday. Why bash on someons's life when they are taking steps to put it back together.
It is self-centered ******** like you that should play in traffic. Either post something constructive and helpful or get a life and leave people who actually want to help others post something of value. Ok....I'm done with him now....thanks again to the others who have posted...
Tdiddy.....we'll talk this weekend at the meet.
It is self-centered ******** like you that should play in traffic. Either post something constructive and helpful or get a life and leave people who actually want to help others post something of value. Ok....I'm done with him now....thanks again to the others who have posted...
Tdiddy.....we'll talk this weekend at the meet.
You know what has to be done. Grow up and do it. Dump the car and stop wasting bandwidth.
#78
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Go to Miami and get in good with some Cubans. Pull a couple jobs and be out of debt in no time.
J/K..........move home or with couple roomies, get a better job or 2nd job, live on a strict budget and formulate a solid plan. Either way u look at it you have a 2-4 year road ahead of you to being debt free. In the grand scheme of things that is NOT a long time, especially since ur still pretty young. Then when ur financially stable, u can get urself another Rotary and do it the RIGHT way Good luck
J/K..........move home or with couple roomies, get a better job or 2nd job, live on a strict budget and formulate a solid plan. Either way u look at it you have a 2-4 year road ahead of you to being debt free. In the grand scheme of things that is NOT a long time, especially since ur still pretty young. Then when ur financially stable, u can get urself another Rotary and do it the RIGHT way Good luck
#81
wipe me down
iTrader: (1)
I am in a similiar situation.
I am 19, I have 4 credit cards and my rx-8. My rx-8 payment is $400 a month.
Around $8000 of my 20-30k (including the car) is some money I loaned my father who I run a business with. He is/was going through a rough time, and needed it as bad as me.
Anyways, my advice is just to budget as well as you can. Consolidate your debt. Try and sell your car as a "complete package" otherwise part it, sell the aftermarket ****, and just keep the car. It probably isn't worth it financially to sell it, right?
But anyways, I am in your same situation, so you aren't alone. I make $2200-2400 a month and live on my own completely.
I pay rent, cellphone, insurance, gas, tickets/legal, car payment, utilities, food, girlfriend, etc.
Right now I've got $250 in my bank account and have a $600 paycheck coming tomorrow. I owe $400 on my 8 within the next 10 days. Are you in this situation? Because with daily budgeting and constantly doing mental accounting I've been able to make every bill on time and not go negative.
I am 19, I have 4 credit cards and my rx-8. My rx-8 payment is $400 a month.
Around $8000 of my 20-30k (including the car) is some money I loaned my father who I run a business with. He is/was going through a rough time, and needed it as bad as me.
Anyways, my advice is just to budget as well as you can. Consolidate your debt. Try and sell your car as a "complete package" otherwise part it, sell the aftermarket ****, and just keep the car. It probably isn't worth it financially to sell it, right?
But anyways, I am in your same situation, so you aren't alone. I make $2200-2400 a month and live on my own completely.
I pay rent, cellphone, insurance, gas, tickets/legal, car payment, utilities, food, girlfriend, etc.
Right now I've got $250 in my bank account and have a $600 paycheck coming tomorrow. I owe $400 on my 8 within the next 10 days. Are you in this situation? Because with daily budgeting and constantly doing mental accounting I've been able to make every bill on time and not go negative.
#84
One Shot One Kill
i've had tat happen recently, bought 1.6k ticket, 600 cruise ticket, and paid rent all before i got paid and reimburst, was at like 200, i was freaked out lol.. but it got to 2k in like 3 days XD
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