COB PanchoVilla

i was just involved in a minor accident, minor as in i am ok, but my car is trashed. The guy who rear-ended me was a tow truck driver as he was towing another car. Thing is he does't have insurance on the tow truck. He received a citation for no insurance, thats it. And now, i have to pay a minimum $250 deductible plus a little for the rental because all they had was an 09 Silverado. That and i'll be without my car for what they said 14-21 days. Any suggestions from anyone on what I could do would be extremely appreciated.

Ross_Dawg

iTrader: (2)

ouch that looks like a bitch...

XlYesterdaYlX

looks like your 8 got punched in the face. Ouch..

initialsin

iTrader: (1)

little more than a fender bender i would say.

Silver06

Accidents suck.

At the least, small claims court for your deductible and out of pocket costs. You might want to start with a letter from your lawyer, and escalate to court if he doesn't pay. Seeing a lawyer in your area should be free for the initial consultation. Don't put it off....

This assumes that you are 0% at fault for the accident and/or your insurer is going after him for the repair. Check with your insurer that you will not be penalized in the future because of this incident, because the guy is uninsured.

Glad you're ok.

COB PanchoVilla

I have done everything but talk to a lawyer, that was the main thing i was concerned with on if i should. My insurance recognized I was not at fault so everything will stay the same after everything settles. This just happened today, so i'll talk to a lawyer asap, thanks

laythor

I would talk to the tow truck driver and give him the option of giving you 500 bucks cash... otherwise tell him you'll be taking him to court for 4 times that number.

Silver_Mazda09

agree. Need to act on this fast. You should not have to pay anything!

rx8spiritR

since you mention you had to pay deductable I assume you have full coverage and if he doesn't have insurance your UM should cover it and preium is not going to rise which is good news plus you should start feeling pain in your neck and arm and back to claim your medical.

dshiznit1489

Take him to court. Teach that ******* his lesson. I HATE tow truck drivers.

dondo

iTrader: (7)

small claims court costs like 25 bucks and is really easy. plus you don't need a lawyer. i like that route and usually settle before the court date anyway.

good luck!

WhiteSnowflake8

iTrader: (5)

Man that dent is way more than 500! My boss also backed into me at work and from the outside it just dented the bumper and broke the tail light. Once i took everything off damage was WAY worse. Ended up getting 2400 out of it and im in the process of fixing it, about to respray bumper today. But yeah you should deff get that guy to fix it, it sucks when your **** goes up because some dumbass cant drive.

greg985

he said his deductible is gonna be 250

COB PanchoVilla

thanks for all the advice guys, i think i'll go ahead and try to get some money off the driver. if not, small claims court it is.

WhiteSnowflake8

iTrader: (5)

Yeah but if the guy rather pay out of his pocket then go into court, he would be saving that 250 for deductible. But yeah Good luck man.

gilburns7

sorry man that sucks. If your in a position to get an attourney and sue this person i would do it. good luck dude.