Insurance for HPDE
04-24-2008, 01:09 PM
#1
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Insurance for HPDE
I searched this and got nothing, so just let me know if this has been beat to death.
I want to do an HPDE this summer, but I've confirmed that my insurance won't cover me while I'm out there. Is there any agency that could sell me like a day-long track coverage policy? Thanks.
I want to do an HPDE this summer, but I've confirmed that my insurance won't cover me while I'm out there. Is there any agency that could sell me like a day-long track coverage policy? Thanks.
04-24-2008, 01:30 PM
#2
Zoom Zoom....
Hey.
I did a quick Google search, as there used to (like 15 years ago) be insurance for this.
Wow, what a change. Seems like the only deal is http://www.prosure.net
Their online calculator says that for a $30k car, it will cost you over $900 !!!! With, a $2,000 deductible.
I did a quick Google search, as there used to (like 15 years ago) be insurance for this.
Wow, what a change. Seems like the only deal is http://www.prosure.net
Their online calculator says that for a $30k car, it will cost you over $900 !!!! With, a $2,000 deductible.
04-24-2008, 03:24 PM
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Don't mean to advertise for someone else but I got this in my inbox in Feb. Last time I inquired when it was prosure it cost $600 per year with a $1000 deductable. Not a bad deal in my opinion if you have a loan on the car.
Good Afternoon,
It is with great pleasure that I announce to all of you that I have continued the development of the on-track insurance program I began in early 2007 with Snellings Walters Insurance. The company that I started after leaving Snellings Walters, ProSure, was recently acquired by The Furman Insurance Agency in Pompano Beach, Fl. I am working with the Furman Agency as a motorsports insurance advisor continuing to operate out of my Atlanta based office.
We are launching a new and improved on-track insurance program for HPDE’s with enhanced offering such as LIABILITY and Storage, Transport & Paddock coverage. Over the past year nearly 30% of the inquiries about this program were questions concerning liability coverage. I have spent the entire off-season working with carriers to offer this coverage and now we can. I have attached our newest application that captures the information necessary to quote you both STP and On-Track Physical damage for your car. *(registered vehicles will not qualify for STP).
In the coming days my email address will change to chris@furmaninsurance.com, but please feel free to send correspondence back to me at this address until such time. If you have any questions please email or call me at the contact information below. If you are interested in a quote just complete and send the attached application back to me and we will get you started.
I look forward to working with each of you this year. See you at the track!
Regards,
Christopher S. Maume
Motorports Insurance Advisor
Furman Motorsports Insurance
678.643.8415-Atlanta Office
www.furmaninsurance.com
It is with great pleasure that I announce to all of you that I have continued the development of the on-track insurance program I began in early 2007 with Snellings Walters Insurance. The company that I started after leaving Snellings Walters, ProSure, was recently acquired by The Furman Insurance Agency in Pompano Beach, Fl. I am working with the Furman Agency as a motorsports insurance advisor continuing to operate out of my Atlanta based office.
We are launching a new and improved on-track insurance program for HPDE’s with enhanced offering such as LIABILITY and Storage, Transport & Paddock coverage. Over the past year nearly 30% of the inquiries about this program were questions concerning liability coverage. I have spent the entire off-season working with carriers to offer this coverage and now we can. I have attached our newest application that captures the information necessary to quote you both STP and On-Track Physical damage for your car. *(registered vehicles will not qualify for STP).
In the coming days my email address will change to chris@furmaninsurance.com, but please feel free to send correspondence back to me at this address until such time. If you have any questions please email or call me at the contact information below. If you are interested in a quote just complete and send the attached application back to me and we will get you started.
I look forward to working with each of you this year. See you at the track!
Regards,
Christopher S. Maume
Motorports Insurance Advisor
Furman Motorsports Insurance
678.643.8415-Atlanta Office
www.furmaninsurance.com
04-25-2008, 08:57 AM
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See here for a more comprehensive discussion on this topic:
http://www.trackhq.com/forums/showth...ight=insurance
http://www.trackhq.com/forums/showth...ight=insurance
04-25-2008, 10:12 AM
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Thanks for the info. Ive looked at prosure, and looks like they'll want about $500 for a month. Gonna call them today and see if I can get a better price for a shorter term policy. Anyone know if the tracks themselves ever offer coverage? I'm headed to Mid-Ohio.
04-26-2008, 02:33 AM
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http://www.everittboles.com/index.htm
http://www.capcoverage.com/motorsports.html
The first appears to be a UK based company. Let us know what you come up with. $5-600 per year of 10 or so events would work for me.
05-02-2008, 11:24 AM
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Well, here's the deal. www.capcoverage.com offers insurance at 3% of the value of the car, minimum of $1000 premium annually, or about $83/month (for an RX8, expect that rate). For a year's worth of coverage it's definitely worth it if you get on track a lot. Most insurance companies that do this, like capcoverage and that British outfit, actually go through Lloyd's of London for their policy so all the rates will pretty much be the same, but capcoverage.com has the best customer service by far from all the companies I called (the prosure guy was harder to track down than Jimmy Hoffa). I haven't decided whether or not to go forward with the policy yet, but it's there for anyone who wants it and the price isn't unreasonable either.
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