Bay Area/ Nor Cal Community Chat Thread
#2728
I'm mentally retarded.
Join Date: May 2007
Location: I live in my S2000
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#2729
MasterBay 8 Original
Join Date: Mar 2007
Location: Santa Clara, CA
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Hey all, just got a speeding ticket this morning, funny thing is, i knew it was coming sometime this week. Damn it im such a dumb ***! 71 in a 40 Anyone know a good insurance company? I still need to switch insurance companies from MN and what better day than to do it now.
#2730
Hey all, just got a speeding ticket this morning, funny thing is, i knew it was coming sometime this week. Damn it im such a dumb ***! 71 in a 40 Anyone know a good insurance company? I still need to switch insurance companies from MN and what better day than to do it now.
State Farm.
8183660359 Her name is Mei (pronounced May) tell her Leo sent you.
#2731
Back in the day...
iTrader: (2)
Join Date: Apr 2006
Location: San Francisco
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Progressive was cheapest for me. Get a radar detector that goes off all the time like mine, it'll make you paranoid to the point where you won't speed. :D
Anyone want to pick me up at the Firestone in Fremont, Saturday morning? I'm getting my brakes changed and turning the rotors.
Anyone want to pick me up at the Firestone in Fremont, Saturday morning? I'm getting my brakes changed and turning the rotors.
#2733
MasterBay 8 Original
Join Date: Mar 2007
Location: Santa Clara, CA
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Over on fremont/cushing and bayside pkwy. A block away from my work!!! I KNEW i should have taken the damn highway and be late sitting in traffic. Im soooo pissed right now. 1 point the officer said on my insurance. I will be going to court to get the fee dropped. But i need to get my new CA insurance today! Before the ticket shows on my record. Im sooooooooooo stressed out, which is typical for me. But damn it!!!!! I just dont want to be paying over 150 a month for insurance!!! Can anyone please advise?
#2734
I zoom therefore I am.
first, take a deep breath
second.. it doesn't matter when the ticket shows up, you have to pay for it for 3 years on your insurance. if your insurance finds out about it after you sign the policy (and they will), your rates will be adjusted to account for the ticket. I'm not saying to admit to the ticket, just be prepared for the adjustment in the next few months. If you go to traffic school you'll have zero points. If you go to court there's a chance the judge will let you go to traffic school, but he doesnt have to... so you could end up having to pay for the point, pay for the courts time, and pay for the ticket.
third.. geico and progressive can be done quickly online
i like aaa for it's comp coverage and i have it rolled up with my home and rental policies so it's pretty cheap
fourth.. when you go to court tell the judge the officer said he'd let you off if you'd consent to a cavity search in a nearby hotel. Ask the judge what that means.
second.. it doesn't matter when the ticket shows up, you have to pay for it for 3 years on your insurance. if your insurance finds out about it after you sign the policy (and they will), your rates will be adjusted to account for the ticket. I'm not saying to admit to the ticket, just be prepared for the adjustment in the next few months. If you go to traffic school you'll have zero points. If you go to court there's a chance the judge will let you go to traffic school, but he doesnt have to... so you could end up having to pay for the point, pay for the courts time, and pay for the ticket.
third.. geico and progressive can be done quickly online
i like aaa for it's comp coverage and i have it rolled up with my home and rental policies so it's pretty cheap
fourth.. when you go to court tell the judge the officer said he'd let you off if you'd consent to a cavity search in a nearby hotel. Ask the judge what that means.
#2736
MasterBay 8 Original
Join Date: Mar 2007
Location: Santa Clara, CA
Posts: 13
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Progressive was cheapest for me. Get a radar detector that goes off all the time like mine, it'll make you paranoid to the point where you won't speed. :D
Anyone want to pick me up at the Firestone in Fremont, Saturday morning? I'm getting my brakes changed and turning the rotors.
Anyone want to pick me up at the Firestone in Fremont, Saturday morning? I'm getting my brakes changed and turning the rotors.
#2737
Back in the day...
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Join Date: Apr 2006
Location: San Francisco
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I'm paying like $200 a month, I think it's full coverage 25k/50k with rental coverage and blah blah blah... Geico would be the cheapest but you have to be careful with them, some of their rates don't cover if your car gets stolen.
here's the breakdown:
2005 Mazda
BODILY INJURY & PROPERTY DAMAGE LIABILITY $393.00
BI $25,000 EACH PERSON - $50,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $25,000 EACH ACCIDENT
MEDICAL PAYMENTS $5,000 EACH PERSON $32.00
COMPREHENSIVE ACV LESS $500 DEDUCTIBLE $167.00
COLLISION ACV LESS $500 DEDUCTIBLE $543.00
RENTAL REIMBURSEMENT $30/DAY FOR MAX OF 30 DAYS $58.00
UNINSURED/UNDERINSURED MOTORIST $33.00
$25,000 EACH PERSON - $50,000 EACH ACCIDENT
UNINSURED MOTORISTS PROPERTY DAMAGE $3,500 $10.00
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
Premium by Vehicle $1,236.00
Anti-Fraud Fee $0.90
Total Policy Premium $1,236.90
here's the breakdown:
2005 Mazda
BODILY INJURY & PROPERTY DAMAGE LIABILITY $393.00
BI $25,000 EACH PERSON - $50,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $25,000 EACH ACCIDENT
MEDICAL PAYMENTS $5,000 EACH PERSON $32.00
COMPREHENSIVE ACV LESS $500 DEDUCTIBLE $167.00
COLLISION ACV LESS $500 DEDUCTIBLE $543.00
RENTAL REIMBURSEMENT $30/DAY FOR MAX OF 30 DAYS $58.00
UNINSURED/UNDERINSURED MOTORIST $33.00
$25,000 EACH PERSON - $50,000 EACH ACCIDENT
UNINSURED MOTORISTS PROPERTY DAMAGE $3,500 $10.00
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
Premium by Vehicle $1,236.00
Anti-Fraud Fee $0.90
Total Policy Premium $1,236.90
#2741
MasterBay 8 Original
Join Date: Mar 2007
Location: Santa Clara, CA
Posts: 13
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100/300/50 bodily injury and property damage
50k uninsured
3500 uninsured property
5k medical payments
comp and collision are sitting pretty at 500
no rental no roadside
all for 138 a month
50k uninsured
3500 uninsured property
5k medical payments
comp and collision are sitting pretty at 500
no rental no roadside
all for 138 a month
#2742
I'm mentally retarded.
Join Date: May 2007
Location: I live in my S2000
Posts: 30
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I'm paying like $200 a month, I think it's full coverage 25k/50k with rental coverage and blah blah blah... Geico would be the cheapest but you have to be careful with them, some of their rates don't cover if your car gets stolen.
here's the breakdown:
2005 Mazda
BODILY INJURY & PROPERTY DAMAGE LIABILITY $393.00
BI $25,000 EACH PERSON - $50,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $25,000 EACH ACCIDENT
MEDICAL PAYMENTS $5,000 EACH PERSON $32.00
COMPREHENSIVE ACV LESS $500 DEDUCTIBLE $167.00
COLLISION ACV LESS $500 DEDUCTIBLE $543.00
RENTAL REIMBURSEMENT $30/DAY FOR MAX OF 30 DAYS $58.00
UNINSURED/UNDERINSURED MOTORIST $33.00
$25,000 EACH PERSON - $50,000 EACH ACCIDENT
UNINSURED MOTORISTS PROPERTY DAMAGE $3,500 $10.00
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
Premium by Vehicle $1,236.00
Anti-Fraud Fee $0.90
Total Policy Premium $1,236.90
here's the breakdown:
2005 Mazda
BODILY INJURY & PROPERTY DAMAGE LIABILITY $393.00
BI $25,000 EACH PERSON - $50,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $25,000 EACH ACCIDENT
MEDICAL PAYMENTS $5,000 EACH PERSON $32.00
COMPREHENSIVE ACV LESS $500 DEDUCTIBLE $167.00
COLLISION ACV LESS $500 DEDUCTIBLE $543.00
RENTAL REIMBURSEMENT $30/DAY FOR MAX OF 30 DAYS $58.00
UNINSURED/UNDERINSURED MOTORIST $33.00
$25,000 EACH PERSON - $50,000 EACH ACCIDENT
UNINSURED MOTORISTS PROPERTY DAMAGE $3,500 $10.00
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
Premium by Vehicle $1,236.00
Anti-Fraud Fee $0.90
Total Policy Premium $1,236.90
I'm covering a 2007 Focus, 2005 Rx8, 1986 MR2, and 2005 350z for $219 a month, with a $100 deductible..
I'm with Allstate.
#2743
I'm mentally retarded.
Join Date: May 2007
Location: I live in my S2000
Posts: 30
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Over on fremont/cushing and bayside pkwy. A block away from my work!!! I KNEW i should have taken the damn highway and be late sitting in traffic. Im soooo pissed right now. 1 point the officer said on my insurance. I will be going to court to get the fee dropped. But i need to get my new CA insurance today! Before the ticket shows on my record. Im sooooooooooo stressed out, which is typical for me. But damn it!!!!! I just dont want to be paying over 150 a month for insurance!!! Can anyone please advise?
More than likely you'll be able to take traffic school.
#2744
MasterBay 8 Original
Join Date: Mar 2007
Location: Santa Clara, CA
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Im praying to god i can!!! Im gonna play the sorry little MN boy act. Although i really do need this off my record . Im flipping out bad too. I really dont want to have to pay a crap load to drive my car. If i do, then im definetly gonna get a *censor*
#2749
I'm mentally retarded.
Join Date: May 2007
Location: I live in my S2000
Posts: 30
Likes: 0
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